Dakota County property record for 641 3rd Ave, Mendota Heights, MN 55118
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,033 sqft · built 1971 |
| Lot Size | 0.358 acres (15,599 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (Jul 2018) |
| Tax Bill | $4,438 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Jul 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-69703-03-120 |
| Primary APN | 27-69703-03-120 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,033 sqft Living Area |
| Gross Area | 2,649 sqft |
| 1st Floor Area | 1,153 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Split Level |
| Construction Type | Wood |
| Lot Area | 15,599 sqft (0.358 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 641 3RD AVE |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55118-2811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SMITH T T SUBDIVISION NO 4 12 3 W 30 FT OF LOT 10 BLK 3 ALL OF LOT 11 BLK 3 AND E 1/2 OF |
| Legal Subdivision | SMITH T T SUBDIVISION NO 4 |
| Legal Block | 3 |
| Legal Lot Number | 120 |
| Jurisdiction | DAKOTA MN |
| Township / Civil Division | MENDOTA HEIGHTS |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 60603 |
641 3rd Ave is owned and occupied by an individual who bought it in July 2018.
Source: Dakota County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 641 3RD AVE, SAINT PAUL, MN 55118-2811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| Jul 13, 2018 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Feb 27, 2018 | Warranty Deed, Transfer PARTNERS TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2018 · Amount on File |
| Deed Sale | Jul 13, 2018 · Amount on File |
| Prior Sale | Feb 27, 2018 · Amount on File |
| Deed Document Number | 2018794508 |
| Prior Transfer Date | Jun 23, 2015 |
| Prior Transfer Doc | 0000748351 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 641 3RD AVE, MENDOTA HEIGHTS, MN 55118-2811 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE SPECIALISTS INC |
| Name | Verified Name |
|---|
| Document Number | 0000813072 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 813072 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | Jul 13, 2018 |
| Property Address | 641 3RD AVE, MENDOTA HEIGHTS, MN 55118-2811 |
| Document Number | 0000794508 |
| Instrument Date | Jun 27, 2018 |
| Instrument | 794508 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | PARTNERS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,270.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 641 3RD AVE, MENDOTA HEIGHTS, MN 55118-2811 |
| Document Number | 0000794509 |
|---|---|
| Date | Jul 13, 2018 |
| Instrument | 794509 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Document Number | 0000794510 |
|---|---|
| Date | Jul 13, 2018 |
| Instrument | 794510 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55416 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jun 29, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | Feb 27, 2018 |
| Property Address | 641 3RD AVE, MENDOTA HEIGHTS, MN 55118-2811 |
| Document Number | 0000789158 |
| Instrument Date | Feb 26, 2018 |
| Instrument | 789158 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2018 |
| Title Company | PARTNERS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,039.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 889 KNOLLWOOD CT EAGAN MN 55123, EAGAN, MN 55123 |
The 2025 property tax bill for 641 3rd Ave was $4,438 with a homeowner's exemption.
Source: Dakota County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Dakota County |
| Municipality | Mendota Heights City |
| Unified School District | West St. Paul-Mendota Heights-Eagan (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,438.00 | $453,700 Land $123,100 Building $330,600 | $453,700 Land $123,100 Building $330,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 641 3rd Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Nov 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 641 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
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