641 39th St NE, Cedar Rapids, IA 52402 Property Records

Linn County property record for 641 39th St NE, Cedar Rapids, IA 52402

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,234 sqft · built 1956
Lot Size	0.159 acres (6,926 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Mar 2024)
Tax Bill	$3,042 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14101-13002-00000`

Property Details

APN / Parcel Number

Primary APN	`14101-13002-00000`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,234 sqft Living Area
Gross Area	1,858 sqft
1st Floor Area	934 sqft
Basement Area	912 sqft
Finished Basement	300 sqft
Unfinished Basement	612 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,926 sqft (0.159 acres)
Lot Dimensions	71.2 ft deep x 67.5 ft wide

Exterior Amenities

Porch	Stoop
Porch Area	12 sqft
Deck Area	Deck Area
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	641 39TH ST NE
City	CEDAR RAPIDS
State	IA
Zip	52402-5657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELMONT (WHITTERS REPLAT) STR/LB 1
Legal Range	7W
Legal Township	83N
Legal Section	10
Legal Subdivision	BELMONT
Legal Lot Number	1
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	2
Census Block	2008
Census Tract	700

Owner

641 39th St NE is owned and occupied by an individual who bought it in March 2024.

Source: Linn County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	641 39TH ST NE, CEDAR RAPIDS, IA 52402-5657
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 13, 2024	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 22, 2022	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
May 20, 2020	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2024 · Amount on File
Deed Sale	Mar 13, 2024 · Amount on File
Prior Sale	Apr 22, 2022 · Amount on File
Deed Book / Page	11522 / 61355
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	641 39TH ST NE, CEDAR RAPIDS, IA 52402-5657
Transaction Type	Mortgage
Record Updated	Apr 18, 2024
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1123100058
Date	Dec 9, 2021
Book Page	11231/58

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Mar 13, 2024
Property Address	641 39TH ST NE, CEDAR RAPIDS, IA 52402-5657
Document Number	1152261355
Book / Page	11522 / 61355
Instrument Date	Mar 13, 2024
Instrument	2766470
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 39TH ST NE, CEDAR RAPIDS, IA 52402-5657

Mortgage

Document Number	1152261357
Date	Mar 13, 2024
Instrument	11522/61357

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Apr 22, 2022
Property Address	641 39TH ST NE, CEDAR RAPIDS, IA 52402-5657
Document Number	1133900196
Book / Page	11339 / 196
Instrument Date	Apr 9, 2022
Transaction Type	Transfer
Record Updated	Apr 18, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$257.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 39TH ST NE, CEDAR RAPIDS, IA 52402-5657

Mortgage

Document Number	0011339198
Date	Apr 22, 2022
Instrument	11339/198

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	May 20, 2020
Property Address	641 39TH ST NE, CEDAR RAPIDS, IA 52402-5657
Document Number	0106510506
Book / Page	010651 / 000506
Instrument Date	May 18, 2020
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$208.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	641 39TH ST NE CEDAR RAPIDS IA 524025657, CEDAR RAPIDS, IA 52402-5657

Mortgage

Document Number	106510507
Date	May 20, 2020
Book Page	010651/000507

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 641 39th St NE was $3,042.

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,300 (+1.63%) Land $39,100 Building $135,200	$174,300 (+1.63%) Land $39,100 Building $135,200
2025	$3,042.00	$171,500 Land $39,100 Building $132,400	$171,500 Land $39,100 Building $132,400
2024	$3,042.00
2023		$157,300 Land $39,100 Building $118,200	$157,300 Land $39,100 Building $118,200
2022	$2,752.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 641 39th St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 641 39th St NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Cable · Fiber in parts of the area	300 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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