Contra Costa County property record for 641 32nd St, Richmond, CA 94804
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,193 sqft · built 1938 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,169 (2025) |
| Deeds & Mortgages | Jun 2018 Reverse Mortgage Nov 2021 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 518-250-004 |
| Primary APN | 518-250-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,193 sqft Living Area |
| 1st Floor Area | 1,193 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 641 32ND ST |
|---|---|
| City | RICHMOND |
| State | CA |
| Zip | 94804-1533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | RICHMOND CENTER TRACT LTS 25&26 BLK 12 |
| Legal Subdivision | RICHMOND CENTER |
| Legal Block | 12 |
| Legal Lot Number | 25,26 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 374000 |
Source: Contra Costa County records · APN 518-250-004
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 641 32ND ST, RICHMOND, CA 94804-1533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Date | Document |
|---|---|
| Jun 27, 2018 | Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER |
| Nov 05, 2021 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Jun 21, 2018 | Deed of Trust, Mortgage · FHA Mortgage HIGHTECHLENDING INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jul 15, 2007 |
| Transfer Doc | 0000213778 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 641 32ND ST, RICHMOND, CA 94804-1533 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000102126 |
|---|---|
| Date | Jun 27, 2018 |
| Instrument | 2018-102126 |
| Name | FEDERAL HOUSING COMMISSIONER |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.27% |
| Type Change Date | Jul 01, 2019 |
| Index | LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 641 32ND ST, RICHMOND, CA 94804-1533 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 641 32ND ST, RICHMOND, CA 94804-1533 |
| Document Number | 0000308343 |
|---|---|
| Date | Nov 05, 2021 |
| Instrument | 2021-308343 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 771 Months |
| Due | Feb 22, 2086 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.79% |
| Type Change Date | Dec 01, 2021 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Margin | 2 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 641 32ND ST, RICHMOND, CA 94804-1533 |
| Document Number | 0000102125 |
| Instrument Date | Jun 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 641 32ND ST RICHMOND CA 948041533, RICHMOND, CA 94804-1533 |
| Document Number | 0000102125 |
|---|---|
| Date | Jun 27, 2018 |
| Instrument | 102125 |
| Name | HIGHTECHLENDING INC |
|---|---|
| Type | Bank |
| Address | FLINT, MI 48501-2026 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.27% |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Richmond City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $54,952 (+2%) Land $24,681 Building $30,271 | |
| 2025 | $2,169.00 (+1.5%) Homeowner's exemption | $53,876 (+4.04%) Land $24,198 Building $29,678 |
| 2023 | $2,137.00 (+3.99%) Homeowner's exemption | $51,786 Land $23,259 Building $28,527 |
| 2022 | $2,055.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Etheric Communications, LLC..
Based on FCC filings for 1,276 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAST BAY MUD serves 1,468,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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