641 2nd St, Gearhart (Seaside), OR 97138 Property Records

Clatsop County property record for 641 2nd St, Gearhart, OR 97138

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,548 sqft · built 1948
Lot Size0.23 acres (10,019 sqft)
Owner2 Company Names on Record
Last Sale$684,000 (Oct 2026)
Tax Bill$3,195 (2025)
Deeds & MortgagesOct 2026 Sale
May 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN61010BB02800

Property Details

APN / Parcel Number

Primary APN61010BB02800
Alternative APN
  • 9416

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms2 Rooms
Stories1 Story
Building Area1,548 sqft Living Area
1st Floor Area1,222 sqft
AtticAttic
Attic Area326 sqft
Utility RoomUtility Room
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleModern
Exterior MaterialShingle
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
View / LotWaterfront
Garage TypeDetached
Garage Area640 sqft
DrivewayAsphalt Driveway
Driveway Area800 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area350 sqft
Patio Area300 sqft
Shed1 Shed
Shed Area60 sqft

Utilities, Heating & Cooling

SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number9416
Street Address641 2ND ST
CitySEASIDE
StateOR
Zip97138-2580
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionGEARHART PARK LT 8, 10 BLK 4
Legal Range10
Legal Township06
Legal Section10
Legal SubdivisionGEARHART PARK
Legal Block4
Legal Lot Number8,10
JurisdictionCLATSOP OR
Township / Civil DivisionASTORIA
Census Block Group2
Census Block2025
Census Tract950700

Owner

Source: Clatsop County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address641 2ND ST, SEASIDE, OR 97138-2580
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2026Warranty Deed, Transfer
AMERITITLE
May 26, 2023Deed of Trust, Mortgage · Line of Credit
FIBRE FCU
Jun 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
GOLDEN EMPIRE MORTGAGE INC
Apr 24, 2018Warranty Deed, Transfer · Conventional Mortgage
GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2026 · Amount on Record
Deed SaleOct 5, 2026 · Amount on Record
Prior SaleApr 24, 2018 · Amount on Record
Deed Document Number20265767
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLATSOP OR
Recording DateOct 5, 2026
Property Address641 2ND ST, SEASIDE, OR 97138-2580
Document Number0000005767
Instrument DateOct 1, 2026
Instrument20265767
Transaction TypeTransfer
Record UpdatedOct 13, 2026
Title CompanyAMERITITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address641 2ND ST, SEASIDE, OR 97138-2580

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLATSOP OR
Property Address641 2ND ST, GEARHART, OR 97138
Transaction TypeMortgage
Record UpdatedJun 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 2ND ST, GEARHART, OR 97138

Mortgage

Document Number0000002508
DateMay 26, 2023
Instrument202302508
Lender
NameFIBRE FCU
TypeCredit Union
AddressLONGVIEW, WA 98632
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLATSOP OR
Property Address641 2ND ST, GEARHART, OR 97138
Transaction TypeMortgage
Record UpdatedJul 7, 2021
Title CompanyPACIFIC COAST TITLE COMPANY, PACIFIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006595
DateJun 25, 2021
Instrument202106595
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
AddressBAKER, CA 92309
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLATSOP OR
Recording DateApr 24, 2018
Property Address641 2ND ST, GEARHART, OR 97138
Document Number0000003045
Map ReferenceMB2 PG12
Instrument DateApr 20, 2018
Instrument201803045
Transaction TypeTransfer
Record UpdatedDec 7, 2021
Title CompanyPACIFIC TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 184, CANNON BEACH, OR 97110-0184

Mortgage

Document Number0000003046
DateApr 24, 2018
Instrument201803046
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Clatsop County assessment roll, as of October 29, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClatsop County
MunicipalityGearhart City
Unified School DistrictSeaside School District 10 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,195.00 (+8.75%)$292,558 (+14%)$620,665 (-1.85%) Land $304,750 Building $315,915
2023$2,938.00 (+3.09%)$256,634 (+3%)$632,385 (+17.58%) Land $307,476 Building $324,909
2022$2,850.00$249,160$537,829 Land $267,371 Building $270,458

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 111 individual policies
Nearby Flood Policies118 units insured
incl. 7 condo units
Nearby Flood Claims7 (1996–2012)
Claims Outside the SFHA4 of 7
Most Recent ClaimDec 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEARHART WATER DEPARTMENT
serves 1,780 people · EPA ID OR4100318
Water SourcePurchased surface water from CITY OF WARRENTON
Last State InspectionNov 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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