Collier County property record for 641 23rd St NW, Naples, FL 34120
| Property Type | Single Family Home |
|---|---|
| Details | 1,573 sqft · built 1984 |
| Lot Size | 1.13 acres (49,658 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,030 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 327400 13 04C06 |
| Primary APN | 327400 13 04C06 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,573 sqft Living Area |
| 1st Floor Area | 1,573 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 49,658 sqft |
| Street Address | 641 23RD ST NW |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34120-1827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E |
| Legal Description | GOLDEN GATE EST UNIT 7 N 75FT OF TR 13 OR 1775 PG 810 |
| Legal Range | 27 |
| Legal Township | 49 |
| Legal Section | 6 |
| Legal Subdivision | GOLDEN GATE EST UNIT 7 |
| Legal Tract | 13 |
| Legal Block | 1 |
| Legal Unit | 7 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 10424 |
641 23rd St NW is owned and occupied by two individuals who acquired it in April 1997.
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 641 23RD ST NW, NAPLES, FL 34120-1827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 1, 1997 |
| Transfer Doc | 2309003101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 641 23RD ST NW, NAPLES, FL 34120-1827 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 641 23RD ST NW, NAPLES, FL 34120-1827 |
| Document Number | 0063313169 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | 6331/3169 |
| Instrument | 6510610 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 20, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 641 23rd St NW was $1,030 with a homeowner's exemption, up 6.2% from the year before.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116,539 (+2.7%) | $277,566 (+2.93%) Land $121,410 Building $156,156 | |
| 2025 | $1,030.00 (+6.19%) | $113,475 | $269,658 Land $121,410 Building $148,248 |
| 2024 | $970.00 (+2.65%) | ||
| 2023 | $945.00 (+1.29%) Homeowner's exemption | $107,065 (+3%) | $252,381 (+4.71%) Land $90,060 Building $162,321 |
| 2022 | $933.00 Homeowner's exemption | $103,947 | $241,026 Land $87,381 Building $153,645 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 641 23rd St NW in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 345 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 353 units insured incl. 8 condo units |
| Nearby Flood Claims | 8 (2017–2024) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 641 23rd St NW is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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