641 18th St SE, Naples, FL 34117 Property Records

Collier County property record for 641 18th St SE, Naples, FL 34117

Property Summary

Property TypeSingle Family Home
Details1,516 sqft · built 1990
Lot Size1.13 acres (49,658 sqft)
OwnerIndividual Name on Record
Last Sale$280,000 (Dec 2018)
Tax Bill$3,077 (2025)
Deeds & MortgagesJan 2026 Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone AH (high risk)
APN342700 33 24C12

Property Details

APN / Parcel Number

Primary APN342700 33 24C12
Alternative APNs
  • 393838400000753003324
  • 39383840000

Interior

Stories1 Story
Building Area1,516 sqft Living Area
Gross Area1,772 sqft
1st Floor Area1,516 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1995
Construction TypeMasonry / Concrete Block
Lot Area49,658 sqft
Garage TypeAttached
Garage Area256 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area204 sqft
PorchAluminum Porch
Porch Area126 sqft
Deck Area114 sqft

Location & Zoning

Street Address641 18TH ST SE
CityNAPLES
StateFL
Zip34117-9465
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE
Legal DescriptionGOLDEN GATE EST UNIT 51 S 75FT OF TR 33
Legal Range27
Legal Township49
Legal Section12
Legal SubdivisionGOLDEN GATE EST UNIT 51
Legal Tract33
Legal Block3
Legal Lot Number2
Legal Unit51
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group3
Census Block3003
Census Tract10426

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address641 18TH ST SE, NAPLES, FL 34117-9465
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2026Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Dec 26, 2018Warranty Deed, Transfer · FHA Mortgage
LIBERTY HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 26, 2018 · Amount on Record
Deed SaleDec 26, 2018 · Amount on Record
Prior SaleAug 8, 2013 · Amount on Record
Deed Document Number20185652497
Deed Book / Page5584 / 324
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address641 18TH ST SE, NAPLES, FL 34117-9465
Transaction TypeMortgage
Record UpdatedFeb 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 18TH ST SE, NAPLES, FL 34117-9465

Mortgage

Document Number0065492481
DateJan 30, 2026
Book Page6549/2481
Instrument6779939
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056
Interest
Rate TypeAdjustable Rate
Rate4.99%
Type Change DateApr 1, 2031
Change FrequencyAnnually
Min Rate At Change3.99%
Max Rate At Change5.99%
Index1-Year CMT
Margin2
Max Rate5%

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateDec 26, 2018
Property Address641 18TH ST SE, NAPLES, FL 34117-9465
Document Number0055840324
Book / Page5584 / 0324
Map ReferenceMB 5 PG 84&85
Instrument DateNov 3, 2018
Instrument5652497
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address106 AMY CIR, 106, MADISON, AL 35758-7300

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 18TH ST SE, NAPLES, FL 34117-9465

Mortgage

Document Number0005652498
DateDec 26, 2018
Instrument5652498
Lender
NameLIBERTY HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$233,339 (-4.32%) Land $58,140 Building $175,199$233,339 (-23.1%) Land $58,140 Building $175,199
2025$3,077.00 (+14.81%)$243,883 (+10.09%)$303,427 (+18.62%) Land $58,140 Building $245,287
2023$2,680.00 (+0.49%)$221,527 (+1%)$255,799 (+1.23%) Land $55,860 Building $199,939
2022$2,667.00$201,388$252,686 Land $63,441 Building $189,245

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 256 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies264 units insured
incl. 8 condo units
Nearby Flood Claims4 (2017–2026)
Most Recent ClaimAug 2026 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Streamline Internet
Fixed Wireless
450 / 80

May also be available: CenturyLink.

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