641 16th St NE, Naples, FL 34120 Property Records

Collier County property record for 641 16th St NE, Naples, FL 34120

Property Summary

Property TypeSingle Family Home
Details1,092 sqft · built 1994
Lot Size2.33 acres (101,930 sqft)
Owner2 Individual Names on Record
Last Sale$310,000 (Nov 2020)
Tax Bill$2,247 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Sep 2020 Construction Loan
Flood ZoneZone AH (high risk)
APN342100 132 14C02

Property Details

APN / Parcel Number

Primary APN342100 132 14C02
Alternative APN
  • 39272400001

Interior

Stories1 Story
Building Area1,092 sqft Living Area
Gross Area1,796 sqft
1st Floor Area1,092 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Construction TypeWood
Lot Area101,930 sqft
Garage TypeAttached
Garage Area524 sqft
Parking Spaces3 Parking Spaces
PorchScreened Porch
Porch Area356 sqft

Location & Zoning

Street Address641 16TH ST NE
CityNAPLES
StateFL
Zip34120-3616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE
Legal DescriptionGOLDEN GATE EST UNIT 49 N 150FT OF TR 132
Legal Range27
Legal Township49
Legal Section2
Legal SubdivisionGOLDEN GATE EST UNIT 49
Legal Tract132
Legal Block2
Legal Lot Number1
Legal Unit49
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2013
Census Tract10424

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address641 16TH ST NE, NAPLES, FL 34120-3616
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2020Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Sep 30, 2020Deed of Trust, Construction Loan · Construction Mortgage
GRINDSTONE PARTNERS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2020 · Amount on Record
Deed SaleNov 9, 2020 · Amount on Record
Prior SaleApr 19, 2002 · Amount on Record
Deed Document Number20205951458
Deed Book / Page5842 / 2264
Prior Transfer DateDec 13, 2004
Prior Transfer Doc0037212639
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateNov 9, 2020
Property Address641 16TH ST NE, NAPLES, FL 34120-3616
Document Number0058422264
Book / Page5842 / 2264
Map ReferenceMB 5 PG 80&81
Instrument DateNov 2, 2020
Instrument5951458
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7095 PLNCHARRY ROAD, 7095, CHARLEVOIX, MI 49720

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address641 16TH ST NE, NAPLES, FL 34120-3616

Mortgage

Document Number0058422265
DateNov 9, 2020
Instrument5842/2265
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

September 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Recording DateSep 30, 2020
Property Address641 16TH ST NE, NAPLES, FL 34120-3616
Document Number0058230206
Book / Page005823 / 000206
Instrument DateSep 30, 2020
Instrument5930700
Transaction TypeConstruction Loan
Record UpdatedOct 20, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address641 16TH ST NE NAPLES FL 341203616, NAPLES, FL 34120-3616

Mortgage

Document Number58230206
DateSep 30, 2020
Book Page005823/000206
Instrument5930700
Lender
NameGRINDSTONE PARTNERS LLC
Address4309 CRAYTON RD, NAPLES, FL 34103-8526
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 29, 2021

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$235,474 (+2.7%)$273,228 (-17.73%) Land $119,340 Building $153,888
2025$2,247.00 (+6.85%) Homeowner's exemption$229,283 (+5.99%)$332,118 (+0.75%) Land $119,340 Building $212,778
2024$2,103.00 (+1.55%)
2023$2,071.00 (-1.19%) Homeowner's exemption$216,331 (+3%)$329,643 (+17.06%) Land $154,440 Building $175,203
2022$2,096.00 Homeowner's exemption$210,030$281,595 Land $116,093 Building $165,502

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 308 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies308 in force
Nearby Flood Claims6 (2017–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Streamline Internet
Fixed Wireless
450 / 80

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