Kenton County property record for 6409 Walnut Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,809 sqft · built 1966 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Oct 2024) |
| Tax Bill | $2,326 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-20-00-072.00 |
| Primary APN | 060-20-00-072.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,809 sqft Finished Area |
| Gross Area | 2,861 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 30,056 sqft (0.69 acres) |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 6409 WALNUT DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-9345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLANTATION HGTS LOTS 183-184 0.69 ACS WS WALNUT DR |
| Legal Subdivision | PLANTATION HGTS |
| Legal Lot Number | 183-184 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 65800 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6409 WALNUT DR, INDEPENDENCE, KY 41051-9345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL SERVICES INC |
| Feb 5, 2019 | Quit Claim Deed, Mortgage · Conventional with PMI UNITED FAITH MTG |
| Apr 20, 2017 | Grant Deed, Transfer MATTINGLY FORD TITLE AND CLOSING, MATTINGLY FORD TITLE & CLOSING |
| Feb 24, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2024 · Amount on Record |
| Deed Sale | Oct 3, 2024 · Amount on Record |
| Prior Sale | Apr 20, 2017 · Amount on Record |
| Deed Document Number | 2024164 |
| Deed Book / Page | 308 / 296 |
| Prior Transfer Date | Jan 5, 2019 |
| Prior Transfer Doc | 0000000213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 22, 2026 |
| Property Address | 6409 WALNUT DR, INDEPENDENCE, KY 41051-9345 |
| Document Number | 0000007903 |
| Book / Page | 417 / 5 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 20267903 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 6409 WALNUT DR, INDEPENDENCE, KY 41051-9345 |
| Document Number | 0000007903, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 417/5 |
| Instrument | 20267903 |
| Name | AMERICAN FINANCIAL SERVICES INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 5, 2019 |
| Property Address | 6409 WALNUT DR, INDEPENDENCE, KY 41051-9345 |
| Document Number | 0000000213 |
| Book / Page | 0I4223 / 000058 |
| Instrument Date | Feb 5, 2019 |
| Instrument | 213 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2019 |
| Title Company | EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6409 WALNUT DR INDEPENDENCE KY 410519345, INDEPENDENCE, KY 41051-9345 |
| Document Number | 214 |
|---|---|
| Date | Feb 5, 2019 |
| Book Page | 0I4223/000062 |
| Instrument | 214 |
| Name | UNITED FAITH MTG |
|---|---|
| Address | MELVILLE, NY 11747 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 4, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 20, 2017 |
| Property Address | 6409 WALNUT DR, INDEPENDENCE, KY 41051-9345 |
| Document Number | 0000000220 |
| Book / Page | 0I3927 / 000330 |
| Instrument Date | Apr 12, 2017 |
| Instrument | 220 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2017 |
| Title Company | MATTINGLY FORD TITLE AND CLOSING, MATTINGLY FORD TITLE & CLOSING |
| Amount | Amount Recorded |
|---|---|
| Tax | $80.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 609 WALNUT DR INDEPENDENCE KY 41051, INDEPENDENCE, KY 41051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 24, 2017 |
| Property Address | 6409 WALNUT DR, INDEPENDENCE, KY 41051-9345 |
| Document Number | 0000000062 |
| Book / Page | 0I3902 / 000111 |
| Instrument Date | Aug 25, 2016 |
| Instrument | 62 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,000 (-) Land $30,000 Building $170,000 | $200,000 (-) Land $30,000 Building $170,000 | |
| 2025 | $2,326.00 (+25.59%) | $200,000 (+36.24%) Land $30,000 Building $170,000 | $200,000 (+36.24%) Land $30,000 Building $170,000 |
| 2023 | $1,852.00 | $146,800 Land $25,000 Building $121,800 | $146,800 Land $25,000 Building $121,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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