6409 Towncrest Ct W, Frederick, MD 21703 Property Records

Frederick County property record for 6409 Towncrest Ct W, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	3 ba · 1,320 sqft · built 1995
Lot Size	0.053 acres (2,315 sqft)
Owner	Individual Name on File
Last Sale	$159,000 (Mar 2003)
Tax Bill	$2,954 (2023)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-454882`

Property Details

APN / Parcel Number

Primary APN	`23-454882`
Alternative APN	`454882`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,320 sqft Total Area
1st Floor Area	680 sqft
Basement Area	450 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1995
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,315 sqft (0.053 acres)
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	454882
Street Address	6409 TOWNCREST CT W
City	FREDERICK
State	MD
Zip	21703-1825
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 184 PLAT 1 SEC 4 2,315 SQ. FT. HANNOVER
Legal Subdivision	HANNOVER
Legal Lot Number	184
Jurisdiction	FREDERICK MD
Township / Civil Division	23, BALLENGER
Census Block Group	2
Census Block	2011
Census Tract	751004

Owner

6409 Towncrest Ct W, a townhouse, is owned and occupied by an individual who bought it in March 2003.

Source: Frederick County records, as of September 25, 2023

Owner of Record	Individual Name on File
Mailing Address	6409 TOWNCREST CT W, FREDERICK, MD 21703-1825
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2003 · Amount on File
Deed Sale	Mar 5, 2003 · Amount on File
Prior Sale	Nov 13, 1997 · Amount on File
Deed Document Number	031361
Deed Book / Page	3591 / 399
Record Updated	Jun 7, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6409 TOWNCREST CT W, FREDERICK, MD 21703-1825
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6409 TOWNCREST CT W, FREDERICK, MD 21703-1825

Mortgage

Document Number	0156510478
Date	Jan 11, 2022
Book Page	15651/478

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,954.00	$244,600 Land $82,000 Building $162,600	$244,600 Land $82,000 Building $162,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6409 Towncrest Ct W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6409 Towncrest Ct W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20