Hillsborough County property record for 6409 Seasound Dr, Apollo Beach, FL 33572
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,723 sqft · built 2016 |
| Lot Size | 0.198 acres (8,616 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $336,600 (Feb 2016) |
| Tax Bill | $8,944 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Apr 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054157-1178 |
| Primary APN | 054157-1178 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,723 sqft Living Area |
| Gross Area | 3,609 sqft |
| 1st Floor Area | 2,723 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,616 sqft (0.198 acres) |
| Lot Dimensions | 131 ft deep x 65.8 ft wide |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 266 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0541571178 |
|---|---|
| Street Address | 6409 SEASOUND DR |
| City | APOLLO BEACH |
| State | FL |
| Zip | 33572-1570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | WATERSET PHASE 2C1-1/2C1-2 LOT 14 BLOCK 6 |
| Legal Range | 19E |
| Legal Township | 31S |
| Legal Section | 23 |
| Legal Subdivision | WATERSET PHASE 2C1-1/2C1-2 |
| Legal Phase | 2C1 |
| Legal Block | 6 |
| Legal Lot Number | 14 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 14119 |
6409 Seasound Dr is owned and occupied by two individuals who bought it in February 2016.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6409 SEASOUND DR, APOLLO BEACH, FL 33572-1570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 20, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Apr 9, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Oct 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 29, 2016 · Amount on File |
| Deed Sale | Feb 29, 2016 · Amount on File |
| Prior Sale | Dec 31, 2014 · Amount on File |
| Deed Document Number | 201682370 |
| Deed Book / Page | 23911 / 806 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 6409 SEASOUND DR, APOLLO BEACH, FL 33572-1570 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6409 SEASOUND DR, APOLLO BEACH, FL 33572-1570 |
| Document Number | 0000421948 |
|---|---|
| Date | Sep 20, 2023 |
| Instrument | 2023421948 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 11, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 6409 SEASOUND DR, APOLLO BEACH, FL 33572-1570 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000155186 |
|---|---|
| Date | Apr 9, 2020 |
| Instrument | 2020155186 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 298 Months |
| Due | Feb 12, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 6409 SEASOUND DR, APOLLO BEACH, FL 33572-1570 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 6409 SEASOUND DR, APOLLO BEACH, FL 33572-1570 |
| Document Number | 0000528946 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 2021528946 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 6409 Seasound Dr was $8,944 with a homeowner's exemption, up 4.4% from the year before.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $319,095 (+2.7%) | $442,702 (-5.97%) Land $135,138 Building $307,564 | |
| 2025 | $8,944.00 (+4.42%) Homeowner's exemption | $310,706 | $470,827 Land $135,138 Building $335,689 |
| 2024 | $8,565.00 (+2.26%) | ||
| 2023 | $8,376.00 (+5.74%) Homeowner's exemption | $293,154 (+3%) | $429,476 (+7.46%) Land $126,692 Building $302,784 |
| 2022 | $7,921.00 Homeowner's exemption | $284,616 | $399,647 Land $101,353 Building $298,294 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6409 Seasound Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 410 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 410 in force |
| Nearby Flood Claims | 12 (2020–2025) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6409 Seasound Dr is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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