6409 Mill Stream Dr, Harrison, TN 37341 Property Records

Hamilton County property record for 6409 Mill Stream Dr, Harrison, TN 37341

Property Summary

Property TypeRural Home
Details2.5 ba · 2,673 sqft · built 1973
Lot Size0.38 acres (16,555 sqft)
Owner2 Individual Names on Record
Last Sale$139,000 (Apr 2013)
Tax Bill$1,385 (2025)
Deeds & MortgagesNov 2025 Mortgage
Mar 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN112O B 085

Property Details

APN / Parcel Number

Primary APN112O B 085
Alternative APN
  • 0000040746

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,673 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1982
Architectural StyleSplit Level
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area16,555 sqft (0.38 acres)
Lot Dimensions165 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000040746
Street Address6409 MILL STREAM DR
CityHARRISON
StateTN
Zip37341-9505
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRR
Legal Description3150 11 001& LT 14 RIVER OAKS UNIT 4 PB 27 PG 260
Legal SubdivisionRIVER OAKS UNIT 4
Legal Lot Number14
Legal Unit4
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group2
Census Block2010
Census Tract11413

Owner

Source: Hamilton County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6409 MILL STREAM DR, HARRISON, TN 37341-9505
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2025Deed of Trust, Mortgage · FHA Mortgage
SUN WEST MORTGAGE COMPANY INC
Mar 21, 2022Deed of Trust, Mortgage · FHA Mortgage
M & T BANK
Jan 17, 2025Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2013 · Amount on Record
Deed SaleApr 22, 2013 · Amount on Record
Prior SaleJun 11, 2008 · Amount on Record
Deed Document Number201388
Deed Book / Page9930 / 631
Prior Transfer DateAug 24, 1998
Prior Transfer Doc0051650801
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address6409 MILL STREAM DR, HARRISON, TN 37341-9505
Transaction TypeMortgage
Record UpdatedNov 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000003
DateNov 5, 2025
Book Page14097/579
Instrument2025110500003
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
AddressCERRITOS, CA 90703
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address6409 MILL STREAM DR, HARRISON, TN 37341-9505
Transaction TypeMortgage
Record UpdatedSep 25, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address6409 MILL STREAM DR, HARRISON, TN 37341-9505

Mortgage

Document Number0000000019
DateMar 21, 2022
Book Page12887/987
Instrument2022032100019
Lender
NameM & T BANK
TypeBank
AddressGETZVILLE, NY 14068
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueJan 1, 2052

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address6409 MILL STREAM DR, HARRISON, TN 37341-9505
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000062
DateJan 17, 2025
Book Page13815/680
Instrument2025011700062
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,385.00 (+12.97%)$91,425 (+66.76%)$365,700 (+66.76%) Land $55,000 Building $310,700
2024$1,226.00 (-0.73%)$54,825 (-)$219,300 (-) Land $38,300 Building $181,000
2023$1,235.00$54,825$219,300 Land $38,300 Building $181,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims7 (2003–2019)
Claims Outside the SFHA7 of 7
Most Recent ClaimFeb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEASTSIDE UTILITY DISTRICT
serves 59,612 people · EPA ID TN0000219
Water SourceSurface water
Last State InspectionJan 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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