6409 Flag Point Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 6409 Flag Point Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,723 sqft · built 2003
Lot Size	0.486 acres (21,197 sqft)
Owner	Individual Name on Record
Last Sale	$469,000 (May 2024)
Tax Bill	$1,648 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122H A 032`

Property Details

APN / Parcel Number

Primary APN	`122H A 032`
Alternative APN	`0000134660`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,723 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,197 sqft (0.486 acres)
Lot Dimensions	215 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000134660
Street Address	6409 FLAG POINT DR
City	OOLTEWAH
State	TN
Zip	37363-4321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 324 FLAGSTONE SUB UNIT II PB52 PG109 OUT OF 122-55 FOR 1994
Legal Subdivision	FLAGSTONE SUB UNIT 1
Legal Lot Number	324
Legal Unit	II
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	2
Census Block	2008
Census Tract	11447

Owner

Source: Hamilton County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6409 FLAG POINT DR, OOLTEWAH, TN 37363-4321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage BISON STATE BANK
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage TJC MORTGAGE INC
May 14, 2024	Warranty Deed, Transfer · Conventional Mortgage BANK OF CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2024 · Amount on Record
Deed Sale	May 14, 2024 · Amount on Record
Prior Sale	Apr 26, 2016 · Amount on Record
Deed Document Number	2024119
Deed Book / Page	13591 / 403
Prior Transfer Date	May 6, 2004
Prior Transfer Doc	0071230509
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	6409 FLAG POINT DR, OOLTEWAH, TN 37363-4321
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6409 FLAG POINT DR, OOLTEWAH, TN 37363-4321

Mortgage

Document Number	0000000049
Date	Dec 1, 2025
Book Page	14121/961
Instrument	2025120100049

Lender

Name	BISON STATE BANK
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2055

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	6409 FLAG POINT DR, OOLTEWAH, TN 37363-4321
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000306
Date	Aug 25, 2021
Book Page	12623/745
Instrument	2021082500306

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company
Address	35245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 14, 2024
Property Address	6409 FLAG POINT DR, OOLTEWAH, TN 37363-4321
Document Number	0000000119
Book / Page	13591 / 403
Map Reference	MB 52 PG 109
Instrument Date	May 13, 2024
Instrument	2024051400119
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FOOTHILLS TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,735.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 BOBBY TAYLOR AVE, CLEVELAND, TN 37311-1478
Mail Care Of	BANK OF CLEVELAND

Mortgage

Document Number	0000000120
Date	May 14, 2024
Instrument	2024051400120

Lender

Name	BANK OF CLEVELAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,648.00 (+1.6%)	$108,750 (+49.95%)	$435,000 (+49.95%) Land $40,000 Building $395,000
2024	$1,622.00 (-0.55%)	$72,525 (-)	$290,100 (-) Land $40,000 Building $250,100
2023	$1,631.00	$72,525	$290,100 Land $40,000 Building $250,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 63% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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