Kern County property record for 6409 Derby Dr, Bakersfield, CA 93306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,222 sqft · built 1992 |
| Lot Size | 0.138 acres (6,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $42,500 (Apr 1998) |
| Tax Bill | $2,405 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 439-072-03-00-2 |
| Primary APN | 439-072-03-00-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,222 sqft Living Area |
| Gross Area | 1,691 sqft |
| 1st Floor Area | 1,222 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Construction Type | Frame |
| Lot Area | 6,001 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 29 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 439072034 |
|---|---|
| Street Address | 6409 DERBY DR |
| City | BAKERSFIELD |
| State | CA |
| Zip | 93306-7089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | TRACT 4407 , BLOCK , LOT 66 |
| Legal Tract | 4407 |
| Legal Block | 2 |
| Legal Lot Number | 66 |
| Jurisdiction | KERN CA |
| Township / Civil Division | BAKERSFIELD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 914 |
Source: Kern County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6409 DERBY DR, BAKERSFIELD, CA 93306-7089 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Oct 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SAFE 1 CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 1998 · Amount on Record |
| Deed Sale | Apr 30, 1998 · Amount on Record |
| Deed Document Number | 199856635 |
| Prior Transfer Date | Feb 11, 1998 |
| Prior Transfer Doc | 0000056635 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 6409 DERBY DR, BAKERSFIELD, CA 93306-7089 |
| Document Number | 0000056184 |
| Instrument Date | Apr 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2020 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6409 DERBY DR BAKERSFIELD CA 933067089, BAKERSFIELD, CA 93306-7089 |
| Document Number | 0000056184 |
|---|---|
| Date | May 4, 2020 |
| Instrument | 56184 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 3, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 6409 DERBY DR, BAKERSFIELD, CA 93306-7089 |
| Document Number | 0000142659 |
| Instrument Date | Oct 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2017 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6409 DERBY DR BAKERSFIELD CA 933067089, BAKERSFIELD, CA 93306-7089 |
| Document Number | 0000142659 |
|---|---|
| Date | Oct 20, 2017 |
| Instrument | 142659 |
| Name | SAFE 1 CU |
|---|---|
| Type | Credit Union |
| Address | BAKERSFIELD, CA 93311 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Oct 19, 2029 |
Source: Kern County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Municipality | Bakersfield City |
| Elementary School District | Bakersfield City School District (KG - 08) |
| Secondary School District | Kern High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $153,999 (+2%) Land $36,054 Building $117,945 | |
| 2025 | $2,405.00 (+4.02%) Homeowner's exemption | $150,981 (+4.04%) Land $35,348 Building $115,633 |
| 2023 | $2,312.00 (+2.66%) Homeowner's exemption | $145,120 Land $33,976 Building $111,144 |
| 2022 | $2,252.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 70% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Applied Technology Group Fixed Wireless | 500 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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