6409 Courthouse Rd, Louisa, VA 23093 Property Records

Louisa County property record for 6409 Courthouse Rd, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 2020
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$22,500 (Jun 2018)
Tax Bill	$2,685 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`56 63`

Property Details

APN / Parcel Number

Primary APN	`56 63`
Alternative APNs	`12198` `11820`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	11820
Street Address	6409 COURTHOUSE RD
City	LOUISA
State	VA
Zip	23093-6202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	HARRIS CREEK & TRICE DB 1727/545 5.00AC
Legal Subdivision	HARRIS CREEK
Jurisdiction	LOUISA VA
Township / Civil Division	PATRICK HENRY
Census Block Group	2
Census Block	2025
Census Tract	950201

Owner

6409 Courthouse Rd is owned and occupied by an individual who bought it in June 2018.

Source: Louisa County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	6409 COURTHOUSE RD, LOUISA, VA 23093-6202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage NFM LNDG
Jan 5, 2021	Deed, Transfer · Conventional Mortgage NFM INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2018 · Amount on File
Deed Sale	Jun 20, 2018 · Amount on File
Deed Document Number	20185780
Deed Book / Page	1567 / 615
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	6409 COURTHOUSE RD, LOUISA, VA 23093-6202
Document Number	0000000057
Instrument Date	Jan 4, 2021
Transaction Type	Mortgage
Record Updated	Mar 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6409 COURTHOUSE RD LOUISA VA 23093, LOUISA, VA 23093

Mortgage

Document Number	0000000057
Date	Jan 5, 2021
Book Page	001727/000549
Instrument	57

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2051

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Jan 5, 2021
Property Address	6409 COURTHOUSE RD, LOUISA, VA 23093-6202
Document Number	1727/545
Book / Page	1727 / 545
Instrument Date	Dec 4, 2020
Instrument	202100000056
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6409 COURTHOUSE RD, LOUISA, VA 23093-6202

Mortgage

Document Number	1727549
Date	Jan 5, 2021
Instrument	1727/549

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 6409 Courthouse Rd was $2,685, up 3.6% from the year before.

Source: Louisa County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,300 (+5.17%) Land $69,500 Building $322,800	$392,300 (+5.17%) Land $69,500 Building $322,800
2025	$2,685.00 (+3.63%)	$373,000 Land $59,000 Building $314,000	$373,000 Land $59,000 Building $314,000
2024	$2,591.00
2023		$338,500 Land $49,900 Building $288,600
2022	$346.00		$338,500 Land $49,900 Building $288,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6409 Courthouse Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6409 Courthouse Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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