6409 Cavanaugh Rd, #NS, Marcy, NY 13403 Property Records

Oneida County and Marcy Town property record for 6409 Cavanaugh Rd, #NS, Marcy, NY 13403

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,232 sqft · built 1978
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Company Names on Record
Last Sale	$210,000 (Sep 2019)
Tax Bill	$4,090 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2019 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`304400 278.000-1-17`

Property Details

APN / Parcel Number

Primary APN	`304400 278.000-1-17`
Alternative APNs	`440027800000010170000000` `009015`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Game Room	Game Room

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Basement
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	009015
Street Address	6409 CAVANAUGH RD, NS
City	MARCY
State	NY
Zip	13403-2505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	17.000
Jurisdiction	ONEIDA NY
Township / Civil Division	MARCY
Census Block Group	4
Census Block	4003
Census Tract	26200

Owner

Source: Oneida County and Marcy Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	6409 CAVANAUGH RD, NS, MARCY, NY 13403-2505
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2019	Deed of Trust, Mortgage CAPITAL COMMUNICATIONS FCU
Sep 16, 2019	Deed, Transfer · Stand-Alone Refinance CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2019 · Amount on Record
Deed Sale	Sep 16, 2019 · Amount on Record
Deed Document Number	201912434
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	6409 CAVANAUGH RD # NS, NS, MARCY, NY 13403-2505
Document Number	0000012435
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6409 CAVANAUGH RD MARCY NY 134032505, MARCY, NY 13403-2505

Mortgage

Document Number	0000012435
Date	Sep 16, 2019
Instrument	12435

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2049

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ONEIDA NY
Recording Date	Sep 16, 2019
Property Address	6409 CAVANAUGH RD # NS, NS, MARCY, NY 13403-2505
Document Number	0000012434
Instrument Date	Sep 10, 2019
Instrument	2019-012434
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 PROCTOR BLVD, UTICA, NY 13501-6119

Mortgage

Document Number	0000012435
Date	Sep 16, 2019
Instrument	2019-012435

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Oneida County and Marcy Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Marcy Town
Unified School District	Whitesboro Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,090.00 (+0.74%)
2025	$4,060.00 (+245.53%)	$89,000 (-) Land $13,800 Building $75,200	$193,478 (+17.39%) Land $30,000 Building $163,478
2023		$89,000 (-) Land $13,800 Building $75,200	$164,815 (+14.82%) Land $25,556 Building $139,259
2022	$1,175.00	$89,000 Land $13,800 Building $75,200	$143,548 Land $22,258 Building $121,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people · EPA ID NY3202411
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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