6409 Bethuy Rd, Ira (Fair Haven), MI 48023 Property Records

St. Clair County property record for 6409 Bethuy Rd, Ira, MI 48023

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,739 sqft · built 1957
Lot Size	2.76 acres (120,443 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Dec 2022)
Tax Bill	$2,482 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Dec 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-23-005-3004-000`

Property Details

APN / Parcel Number

Primary APN	`74-23-005-3004-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,739 sqft Living Area
1st Floor Area	1,739 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Lot Area	120,443 sqft (2.76 acres)
Lot Dimensions	625 ft deep x 183 ft wide
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6409 BETHUY RD
City	IRA
State	MI
Zip	48023-1114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AEC
Legal Description	S 183' OF N 463' OF W 658' OF N 1/2 OF S 1/2 OF SW FR. 1/4 LYING W OF INDIAN RESERVE LINE T3NR15E SEC 5 2.764A
Legal Range	15E
Legal Township	03N
Legal Section	1
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	4
Census Block	4010
Census Tract	650100

Owner

Source: St. Clair County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6409 BETHUY RD, IRA, MI 48023-1114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 1, 2022	Warranty Deed, Transfer JBN TITLE, JB TITLE
May 27, 2022	Deed of Trust, Mortgage · Line of Credit CHRISTIAN FINANCIAL CU
Feb 3, 2021	Fiduciary Deed, Transfer · FHA Mortgage PLATINUM HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2022 · Amount on Record
Deed Sale	Dec 1, 2022 · Amount on Record
Prior Sale	Feb 3, 2021 · Amount on Record
Deed Document Number	202226491
Deed Book / Page	5582 / 175
Prior Transfer Date	Dec 7, 2006
Prior Transfer Doc	0036540241
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6409 BETHUY RD, IRA, MI 48023-1114
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21530 WILLOW WISP ST, SAINT CLAIR SHORES, MI 48082-2267

Mortgage

Document Number	0005575963
Date	Nov 4, 2022
Book Page	5575/963
Instrument	2022024909

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 1, 2022
Property Address	6409 BETHUY RD, IRA, MI 48023-1114
Document Number	0005582175
Book / Page	5582 / 175
Instrument Date	Nov 2, 2022
Instrument	2022026491
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	JBN TITLE, JB TITLE

Transaction

Amount	Amount Recorded
Tax	$2,137.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6409 BETHUY RD, IRA, MI 48023-1114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21530 WILLOW WISP ST, SAINT CLAIR SHORES, MI 48082-2267

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6409 BETHUY RD, IRA, MI 48023-1114
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6409 BETHUY RD, IRA, MI 48023-1114

Mortgage

Document Number	0005526210
Date	May 27, 2022
Book Page	5526/210
Instrument	2022013143

Lender

Name	CHRISTIAN FINANCIAL CU
Type	Credit Union
Address	STERLING HEIGHTS, MI 48312

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 26, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 3, 2021
Property Address	6409 BETHUY RD, IRA, MI 48023-1114
Document Number	0000531327
Book / Page	5313 / 27
Instrument Date	Jan 20, 2021
Instrument	2021003196
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$907.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34241 ARMADA RIDGE RD, 34241, RICHMOND, MI 48062-5320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6409 BETHUY RD, IRA, MI 48023-1114

Mortgage

Document Number	2021003197
Date	Feb 3, 2021
Instrument	2021003197

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,482.00 (-39.76%) Homeowner's exemption	$133,600 (+23.93%)
2024	$4,120.00 (+28.31%)		$267,200 (+23.93%)
2023		$107,800
2022	$3,211.00		$215,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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