DeKalb County property record for 6408 State Rd 101, Saint Joe, IN 46785 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,796 sqft · built 1860 |
| Lot Size | 3.3 acres (143,748 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,347 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-11-23-400-003.000-021 |
| Primary APN | 17-11-23-400-003.000-021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 2,796 sqft Living Area |
| 1st Floor Area | 2,796 sqft |
| Basement Area | 1,110 sqft |
| Unfinished Basement | 1,110 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 143,748 sqft (3.3 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
| Pool Area | 380 sqft |
| Heating System | Hot Water |
|---|
| Account Number | 111123400003 |
|---|---|
| Street Address | 6408 STATE ROAD 101 |
| City | SAINT JOE |
| State | IN |
| Zip | 46785-9716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT E PT SE1/4 SECTION 23 TWP 33 RANGE 14 ACRES 3.3000 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | SPENCER |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 20800 |
Source: DeKalb County records · APN 17-11-23-400-003.000-021
Assessment roll updated June 19, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6408 STATE ROAD 101, SAINT JOE, IN 46785-9716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 05, 2026 | Transfer on Death Deed, Transfer |
| Jun 06, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Feb 03, 2026 |
| Transfer Doc | 0202600556 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Feb 05, 2026 |
| Property Address | 6408 STATE ROAD 101, SAINT JOE, IN 46785-9716 |
| Document Number | 0202600556 |
| Instrument Date | Feb 03, 2026 |
| Instrument | 202600556 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6408 STATE ROAD 101, SAINT JOE, IN 46785-9716 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 6408 STATE ROAD 101, SAINT JOE, IN 46785-9716 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201902511 |
|---|---|
| Date | Jun 06, 2019 |
| Instrument | 201902511 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | HARLAN, IN 46743 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 24, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: DeKalb County records · Assessment roll updated June 19, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Spencer Township |
| Unified School District | DeKalb County Eastern Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,347.00 (-5.01%) | $303,400 (+3.02%) Land $52,100 Building $251,300 | $303,400 (+3.02%) Land $52,100 Building $251,300 |
| 2024 | $1,418.00 (+17.48%) | $294,500 (+7.68%) Land $50,600 Building $243,900 | $294,500 (+7.68%) Land $50,600 Building $243,900 |
| 2023 | $1,207.00 (-10.53%) | $273,500 (+9.66%) Land $46,400 Building $227,100 | $273,500 (+9.66%) Land $46,400 Building $227,100 |
| 2022 | $1,349.00 | $249,400 Land $43,200 Building $206,200 | $249,400 Land $43,200 Building $206,200 |
Source: FEMA National Flood Hazard Layer, DeKalb County (18033C), updated July 27, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180330208002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1982–2009) |
| Most Recent Claim | Mar 2009, river or lake flooding, Severe Storms, Tornadoes, And Flooding |
| Wildfire Risk | Low above 20% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lakeland Internet | Fixed Wireless (licensed-by-rule) | 500 / 100 |
| Defiance Holdings | Fixed Wireless | 200 / 50 |
| Benton Ridge Telephone Company | Fixed Wireless | 100 / 20 |
| Benton Ridge Telephone Company | Fixed Wireless (unlicensed) | 25 / 3 |
May also be available at this address: Defiance Holdings, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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