6408 Ocean Dr, #E, Emerald Isle, NC 28594 Property Records

Carteret County property record for 6408 Ocean Dr, #E, Emerald Isle, NC 28594

Property Summary

Property Type	Townhouse
Details	4 bd · 4 ba · 2,392 sqft · built 1996
Lot Size	0.022 acres (958 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,125,000 (Apr 2023)
Tax Bill	$4,473 (2025)
Deeds & Mortgages	Apr 2023 Sale & Line of Credit Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6304.17.10.3566000`

Property Details

APN / Parcel Number

Primary APN	`6304.17.10.3566000`
Alternative APNs	`548057` `54078` `41856`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,392 sqft Heated Area
Gross Area	1,251 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Townhouse
Exterior Material	Fiber Cement Siding
Foundation Type	Pile
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	958 sqft (0.022 acres)
Lot Dimensions	54 ft deep x 38 ft wide
Deck Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	41856
Street Address	6408 OCEAN DR, E
City	EMERALD ISLE
State	NC
Zip	28594-3348
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	UE SEARENITY
Legal Subdivision	SEA CREST
Legal Block	10
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1033
Census Tract	970903

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6408 OCEAN DR, EMERALD ISLE, NC 28594-3348
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Warranty Deed, Transfer · Line of Credit AMERICAN SECURITY MORTGAGE CORP
Mar 17, 2021	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2023 · Amount on Record
Deed Sale	Apr 26, 2023 · Amount on Record
Prior Sale	Mar 17, 2021 · Amount on Record
Deed Document Number	20231797280
Deed Book / Page	1797 / 280
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Apr 26, 2023
Property Address	6408 OCEAN DR # E, E, EMERALD ISLE, NC 28594-3348
Document Number	0017970280
Book / Page	1797 / 280
Map Reference	MB 10R PG 87
Instrument Date	Mar 29, 2023
Instrument	1797280
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1046 GASTON MANOR DR, DURHAM, NC 27703-8964

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6408 OCEAN DR, EMERALD ISLE, NC 28594-3348

Mortgage

Document Number	0001797281
Date	Apr 26, 2023
Instrument	1797281

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Mar 17, 2021
Property Address	6408 OCEAN DR # E, E, EMERALD ISLE, NC 28594-3348
Document Number	0017120483
Book / Page	1712 / 483
Map Reference	MB 10R PG 87
Instrument Date	Mar 12, 2021
Instrument	1712483
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1201 STEINBECK DR, RALEIGH, NC 27609-6127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 GASTON MANOR DR, DURHAM, NC 27703-8964

Mortgage

Document Number	0001712484
Date	Mar 17, 2021
Instrument	1712-484

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,224,322 (-) Land $300,000 Building $924,322	$1,224,322 (-) Land $300,000 Building $924,322
2025	$4,473.00 (+91.89%)	$1,224,322 (+197.71%) Land $300,000 Building $924,322	$1,224,322 (+197.71%) Land $300,000 Building $924,322
2023		$411,246 Land $151,437 Building $259,809	$411,246 Land $151,437 Building $259,809
2022	$2,331.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 760 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	965 units insured incl. 205 condo units
Nearby Flood Claims	1,172 (1982–2024)
Claims Outside the SFHA	778 of 1,172
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Florence, Sep 2018 · 183 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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