6407 Warren Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6407 Warren Ct, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,872 sqft · built 2005
Lot Size	0.504 acres (21,954 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,900 (Dec 2011)
Tax Bill	$3,626 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-26-31-4432-0001-0020`

Property Details

APN / Parcel Number

Primary APN	`02-26-31-4432-0001-0020`
Alternative APNs	`263102443200010020` `95195`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,872 sqft Living Area
Gross Area	3,873 sqft
1st Floor Area	2,261 sqft
Upper Floors Area	611 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,954 sqft (0.504 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	429 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	6407 WARREN CT
City	SAINT CLOUD
State	FL
Zip	34771-8815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	NORTHSHORE-STAGE ONE PB 10 PG 154-156 LOT 2
Legal Range	31E
Legal Township	26S
Legal Section	02
Legal Subdivision	NORTHSHORE STAGE 1
Legal Tract	4432
Legal Block	20
Legal Lot Number	2
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1034
Census Tract	43801

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6407 WARREN CT, SAINT CLOUD, FL 34771-8815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU
Oct 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2011 · Amount on Record
Deed Sale	Dec 30, 2011 · Amount on Record
Prior Sale	Aug 5, 2009 · Amount on Record
Deed Document Number	2011181613
Deed Book / Page	4215 / 1817
Prior Transfer Date	Jul 28, 2009
Prior Transfer Doc	0038720438
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6407 WARREN CT, SAINT CLOUD, FL 34771-8815
Transaction Type	Mortgage
Record Updated	Jul 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6407 WARREN CT, SAINT CLOUD, FL 34771-8815

Mortgage

Document Number	0059902351
Date	Jun 28, 2021
Book Page	5990/2351
Instrument	2021100718

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6407 WARREN CT, SAINT CLOUD, FL 34771-8815
Document Number	0054230115
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 8, 2018
Title Company	MORTGAGE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6407 WARREN CT ST CLOUD FL 347718815, ST CLOUD, FL 34771-8815

Mortgage

Document Number	0054230115
Date	Oct 25, 2018
Book Page	005423/000115
Instrument	159577

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,626.00 (+5.28%) Homeowner's exemption	$251,176 (+5.99%)	$471,000 (+1.62%) Land $65,000 Building $406,000
2024	$3,444.00 (+2.2%)
2023	$3,370.00 (+4.3%) Homeowner's exemption	$236,989 (+3%)	$463,500 (+26.92%) Land $65,000 Building $398,500
2022	$3,231.00 Homeowner's exemption	$230,087	$365,200 Land $60,000 Building $305,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 192 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	192 in force
Nearby Flood Claims	6 (2002–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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