6407 Lagunitas Ave, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 6407 Lagunitas Ave, El Cerrito, CA 94530

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,307 sqft · built 1949
Lot Size0.124 acres (5,400 sqft)
Owner2 Company Names on Record
Tax Bill$4,296 (2025)
Deeds & MortgagesMar 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN500-451-002-9

Property Details

APN / Parcel Number

Primary APN500-451-002-9
Alternative APN
  • 500-451-002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,307 sqft Living Area
Gross Area1,835 sqft
1st Floor Area1,307 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,400 sqft (0.124 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address6407 LAGUNITAS AVE
CityEL CERRITO
StateCA
Zip94530-1557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionMIRA VISTA HIGHLANDS LOT 273
Legal SubdivisionMIRA VISTA HIGHLAND
Legal Lot Number273
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group1
Census Block1012
Census Tract384000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address6407 LAGUNITAS AVE, EL CERRITO, CA 94530-1557
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 19, 2025
Transfer Doc0000026463
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address6407 LAGUNITAS AVE, EL CERRITO, CA 94530-1557
Transaction TypeMortgage
Record UpdatedMar 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6407 LAGUNITAS AVE, EL CERRITO, CA 94530-1557

Mortgage

Document Number0000021403
DateMar 8, 2023
Instrument2023-021403
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2038

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityEl Cerrito City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$247,629 (+2%) Land $145,406 Building $102,223
2025$4,296.00 (+4.25%) Homeowner's exemption$242,774 (+4.04%) Land $142,555 Building $100,219
2023$4,121.00 (+2.33%) Homeowner's exemption$233,348 Land $137,020 Building $96,328
2022$4,027.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 861 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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