6407 Heritage Rd, Berlin, MD 21811 Property Records

Worcester County property record for 6407 Heritage Rd, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,080 sqft · built 1988
Lot Size	2.08 acres (90,605 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Dec 2014)
Tax Bill	$4,821 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-306221`

Property Details

APN / Parcel Number

Primary APN	`10-306221`
Alternative APN	`306221`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,080 sqft Total Area
Utility Area	330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	90,605 sqft (2.08 acres)
Garage Type	Mixed
Garage Area	1,956 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	993 sqft
Porch	Slab
Porch Area	356 sqft
Patio Area	2,177 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	306221
Street Address	6407 HERITAGE RD
City	BERLIN
State	MD
Zip	21811-9640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	LOT 1 2.080 ACS HERITAGE LANE PL NEWPORT SOUTH SUBDIV
Legal Subdivision	NEWPORT SOUTH SUB
Legal Lot Number	1
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	3
Census Block	3005
Census Tract	951700

Owner

Source: Worcester County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6407 HERITAGE RD, BERLIN, MD 21811-9640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2019	Deed of Trust, Mortgage · Line of Credit NASA FCU
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2014 · Amount on Record
Deed Sale	Dec 16, 2014 · Amount on Record
Prior Sale	Nov 27, 2007
Deed Book / Page	6481 / 200
Prior Transfer Date	Feb 8, 2012
Prior Transfer Doc	0058350001
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	6407 HERITAGE RD, BERLIN, MD 21811-9640
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	CU TITLE INSURANCE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073790498
Date	Mar 15, 2019
Book Page	7379/498

Lender

Name	NASA FCU
Type	Credit Union
Address	BOWIE, MD 20716

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 28, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	6407 HERITAGE RD, BERLIN, MD 21811-9640
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083620097
Date	Apr 18, 2022
Book Page	8362/97

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	229 Months
Due	May 1, 2041

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of July 31, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$630,800 (+0.82%)	$641,000 (+2.45%) Land $128,900 Building $512,100
2025	$4,821.00 (+5.31%) Homeowner's exemption	$625,700 (+18.42%) Land $128,900 Building $496,800	$625,700 (-) Land $128,900 Building $496,800
2023	$4,578.00 Homeowner's exemption	$528,367	$625,700 Land $128,900 Building $496,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 130 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	130 in force
Nearby Flood Claims	38 (1989–2012)
Claims Outside the SFHA	4 of 38
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Heritage Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures