6407 Curtiss Ln, Spring Hill, FL 34608 Property Records

Hernando County property record for 6407 Curtiss Ln, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,140 sqft · built 2000
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$12,000 (Oct 1999)
Tax Bill	$2,379 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5200-1361-0210`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5200-1361-0210`
Alternative APNs	`00712955` `712955`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,140 sqft Living Area
Gross Area	2,924 sqft
1st Floor Area	2,140 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	1,202 sqft
Deck Area	168 sqft
Patio Area	488 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00712955
Street Address	6407 CURTISS LN
City	SPRING HILL
State	FL
Zip	34608-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 20 BLK 1361 LOT 21
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 20
Legal Block	1361
Legal Lot Number	21
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2030
Census Tract	41003

Owner

6407 Curtiss Ln is owned and occupied by an individual who bought it in October 1999.

Source: Hernando County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	6407 CURTISS LN, SPRING HILL, FL 34608-1304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORPORATION
Sep 13, 2023	Deed of Trust, Mortgage · Line of Credit CAPITAL CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 1999 · Amount on File
Deed Sale	Oct 12, 1999 · Amount on File
Deed Book / Page	1298 / 558
Prior Transfer Date	Sep 17, 1999
Prior Transfer Doc	1298000558
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Jun 15, 2026
Property Address	6407 CURTISS LN, SPRING HILL, FL 34608-1304
Document Number	0000040301
Book / Page	4722 / 1377
Instrument Date	Jun 5, 2026
Instrument	202640301
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6407 CURTISS LN, SPRING HILL, FL 34608-1304

Mortgage

Document Number	0000040301,
Date	Jun 15, 2026
Book Page	4722/1377
Instrument	202640301

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.37%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	6407 CURTISS LN, SPRING HILL, FL 34608-1304
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6407 CURTISS LN, SPRING HILL, FL 34608-1304

Mortgage

Document Number	0043400801
Date	Sep 13, 2023
Book Page	4340/801
Instrument	2023057041

Lender

Name	CAPITAL CITY BANK
Type	Bank
Address	TALLAHASSEE, FL 32302

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 10, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 6407 Curtiss Ln was $2,379 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,379.00 Homeowner's exemption	$157,687	$408,283 Land $38,500 Building $369,783
2023		$148,780 (+3%) Land $148,780
2022	$1,658.00 Homeowner's exemption	$144,447	$399,669 Land $30,500 Building $369,169

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6407 Curtiss Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6407 Curtiss Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Tillman Fiber.

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