Shelby County property record for 6406 River Tide Dr, Memphis, TN 38120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 5,484 sqft · built 1985 |
| Lot Size | 0.522 acres (22,738 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $617,500 (Mar 2018) |
| Tax Bill | $4,566 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-0008-F0-0025 |
| Primary APN | 08-0008-F0-0025 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 5,484 sqft Living Area |
| 1st Floor Area | 3,270 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Brick Veneer |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,738 sqft (0.522 acres) |
| Lot Dimensions | 200 ft deep x 105 ft wide |
| Garage Type | Carport |
| Garage Area | 483 sqft |
| Carport | Carport |
| Carport Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 449 sqft |
| Patio Area | 52 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 6406 RIVER TIDE DR |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38120-2638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | NS RIVER TIDE DRIVE 128.735 E OF TIDE RIDGE COVE |
| Legal Subdivision | RIVEROAKS THIRD ADDN |
| Legal Lot Number | 133 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 21311 |
6406 River Tide Dr is owned and occupied by two individuals who bought it in March 2018.
Source: Shelby County records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6406 RIVER TIDE DR, MEMPHIS, TN 38120-2638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 18, 2023 | Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK |
| Aug 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 23, 2018 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK/TX |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2018 · Amount on File |
| Deed Sale | Mar 23, 2018 · Amount on File |
| Deed Document Number | 201827807 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 6406 RIVER TIDE DR, MEMPHIS, TN 38120-2638 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6406 RIVER TIDE DR, MEMPHIS, TN 38120-2638 |
| Document Number | 0023059304 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 23059304 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jun 26, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 6406 RIVER TIDE DR, MEMPHIS, TN 38120-2638 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0021108337 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 21108337 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 1, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Mar 23, 2018 |
| Property Address | 6406 RIVER TIDE DR, MEMPHIS, TN 38120-2638 |
| Document Number | 0000027807 |
| Instrument Date | Mar 19, 2018 |
| Instrument | 27807 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2018 |
| Title Company | TRINITY TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,284.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6406 RIVER TIDE DR MEMPHIS TN 381202638, MEMPHIS, TN 38120-2638 |
| Document Number | 27808 |
|---|---|
| Date | Mar 23, 2018 |
| Instrument | 27808 |
| Name | WELLS FARGO BK/TX |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 22, 2033 |
The 2025 property tax bill for 6406 River Tide Dr was $4,566.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,566.00 | $169,750 Land $51,050 Building $118,700 | $679,000 Land $204,200 Building $474,800 |
| 2023 | $156,025 Land $51,050 Building $104,975 | ||
| 2022 | $9,504.00 | ||
| 2021 | $624,100 Land $204,200 Building $419,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6406 River Tide Dr in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 19 (1980–2016) |
| Claims Outside the SFHA | 14 of 19 |
| Most Recent Claim | Dec 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6406 River Tide Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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