6406 Jay St, Arvada, CO 80003 Property Records

Jefferson County property record for 6406 Jay St, Arvada, CO 80003

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.75 ba · 1,169 sqft · built 1966
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Sep 2016)
Tax Bill	$3,663 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39-013-28-010`

Property Details

APN / Parcel Number

Primary APN	`39-013-28-010`
Alternative APNs	`300074772` `74772`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,169 sqft Living Area
Gross Area	2,870 sqft
1st Floor Area	1,169 sqft
Basement Area	1,169 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Construction Type	Brick
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	446 sqft
Porch	Slab
Porch Area	86 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	300074772
Street Address	6406 JAY ST
City	ARVADA
State	CO
Zip	80003-4626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 01 TOWNSHIP 03 RANGE 69 QTR SW SUBDIVISIONCD 084400 SUBDIVISIONNAME BOBRICKS RAINBOW HILLS #1 BLOCK 003 LOT 0011 SIZE: 7841 TRACT VALUE: .180
Legal Range	69W
Legal Township	03S
Legal Section	01
Legal Subdivision	BOBRICKS RAINBOW HILLS #1
Legal Block	3
Legal Lot Number	11
Jurisdiction	JEFFERSON CO
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	1
Census Block	1018
Census Tract	10213

Owner

6406 Jay St is owned and occupied by an individual who acquired it in July 2020.

Source: Jefferson County records, as of May 6, 2026

Owner of Record	Individual Name on File
Mailing Address	6406 JAY ST, ARVADA, CO 80003-4626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LUMINATE HOME LOANS INC
Dec 4, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2016 · Amount on File
Deed Sale	Sep 9, 2016 · Amount on File
Prior Sale	May 19, 2003 · Amount on File
Deed Document Number	201690877
Last Transfer Date	Jul 10, 2020
Transfer Doc	0000084685
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	6406 JAY ST, ARVADA, CO 80003-4626
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6406 JAY ST, ARVADA, CO 80003-4626

Mortgage

Document Number	0000068874
Date	Jul 20, 2022
Instrument	2022068874

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	6406 JAY ST, ARVADA, CO 80003-4626
Transaction Type	Mortgage
Record Updated	Nov 18, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6405 JAY ST, ARVADA, CO 80003-4625

Mortgage

Document Number	0000157604
Date	Nov 8, 2021
Instrument	2021157604

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55405

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	6406 JAY ST, ARVADA, CO 80003-4626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109123
Date	Dec 4, 2018
Instrument	2018109123

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON CO
Recording Date	Jul 16, 2020
Property Address	6406 JAY ST, ARVADA, CO 80003-4626
Document Number	0000084685
Instrument Date	Jul 10, 2020
Instrument	2020084685
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PRESTIGE TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6406 JAY ST, ARVADA, CO 80003-4626

Mortgage

Document Number	0000084686
Date	Jul 16, 2020
Instrument	2020084686

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 6406 Jay St was $3,663.

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Arvada City
County	Jefferson County
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,663.00	$35,531 Land $14,314 Building $21,217	$568,498 Land $229,024 Building $339,474
2023	$3,260.00	$33,619 Land $14,574 Building $19,045	$556,765 Land $217,515 Building $339,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6406 Jay St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1989 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6406 Jay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARVADA serves 171,610 people · EPA ID CO0130001
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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