6406 Debbie Cir, Rowlett, TX 75089 Property Records

Dallas County property record for 6406 Debbie Cir, Rowlett, TX 75089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,774 sqft · built 1991
Lot Size	0.166 acres (7,209 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (May 2021)
Tax Bill	$2,927 (2025)
Deeds & Mortgages	Jul 2019 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-02228-004-014-0000`

Property Details

APN / Parcel Number

Primary APN	`44-02228-004-014-0000`
Alternative APN	`440222800401400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,774 sqft Living Area
1st Floor Area	1,774 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,209 sqft (0.166 acres)
Lot Dimensions	110 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	440222800401400
Street Address	6406 DEBBIE CIR
City	ROWLETT
State	TX
Zip	75089-8218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z339
Legal Description	SPRINGFIELD SEC 4 BLK 4 LOT 14 INT202100131601 DD04302021 CO-DC 0222800401400 1CW02228004
Legal Subdivision	SPRINGFIELD SEC 4
Legal Tract	2228
Legal Block	4
Legal Lot Number	14
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	2
Census Block	2009
Census Tract	18156

Owner

6406 Debbie Cir is owned and occupied by two individuals who bought it in May 2021.

Source: Dallas County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6406 DEBBIE CIR, ROWLETT, TX 75089-8218
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
May 5, 2021	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2021 · Amount on File
Deed Sale	May 5, 2021 · Amount on File
Prior Sale	Apr 4, 2016 · Amount on File
Deed Document Number	2021131601
Prior Transfer Date	Apr 30, 2021
Prior Transfer Doc	0000131601
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	6406 DEBBIE CIR, ROWLETT, TX 75089-8218
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	ALLEGIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900172252
Date	Jul 5, 2019
Instrument	201900172252

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	May 5, 2021
Property Address	6406 DEBBIE CIR, ROWLETT, TX 75089-8218
Document Number	0000131601
Map Reference	VOL 87040 PG 2438
Instrument Date	Apr 30, 2021
Instrument	202100131601
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	UNKNOWN, CNAT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6405 DEBBIH CIR, CELINA, TX 75009

Mortgage

Document Number	0000131602
Date	May 5, 2021
Instrument	202100131602

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 6406 Debbie Cir was $2,927 with exemptions applied, down 39.5% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Rowlett City
Unified School District	Garland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,410 (-) Land $70,000 Building $252,410	$322,410 (-) Land $70,000 Building $252,410
2025	$2,927.00 (-39.5%) Homeowner's exemption Senior Citizen's exemption	$322,410 Land $70,000 Building $252,410	$322,410 Land $70,000 Building $252,410
2024	$4,838.00 (+18.09%)
2023	$4,097.00 (-3.92%) Homeowner's exemption Senior Citizen's exemption	$275,000 Land $70,000 Building $205,000	$275,000 Land $70,000 Building $205,000
2022	$4,264.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6406 Debbie Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6406 Debbie Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 826 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Nextlink.

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