6406 Cherokee Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 6406 Cherokee Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,445 sqft · built 1987
Lot Size	0.238 acres (10,355 sqft)
Owner	2 Individual Names on File
Last Sale	$225,611 (Aug 2026)
Tax Bill	$1,114 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-06-8-34-78-4-00065-00`

Property Details

APN / Parcel Number

Primary APN	`1-06-8-34-78-4-00065-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,445 sqft Adjusted Area
1st Floor Area	1,346 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,355 sqft (0.238 acres)
Lot Dimensions	125 ft deep x 80 ft wide

Location & Zoning

Street Address	6406 CHEROKEE DR
City	OLIVE BRANCH
State	MS
Zip	38654-3217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	HOLIDAY HILLS S-D SEC D LOT 65
Legal Range	006
Legal Township	01S
Legal Section	34
Legal Subdivision	HOLIDAY HILLS S-D
Legal Lot Number	65
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	2
Census Block	2008
Census Tract	70821

Owner

6406 Cherokee Dr is owned and occupied by two individuals who bought it in August 2026.

Source: DeSoto County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6406 CHEROKEE DR, OLIVE BRANCH, MS 38654-3217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC
Nov 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK
Jul 22, 2022	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
Nov 14, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2026 · Amount on File
Deed Sale	Aug 7, 2026 · Amount on File
Prior Sale	Jul 22, 2022 · Amount on File
Deed Book / Page	1026 / 14206
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 7, 2026
Property Address	6406 CHEROKEE DR, OLIVE BRANCH, MS 38654-3217
Document Number	1026014206
Book / Page	1026 / 14206
Instrument Date	Jul 21, 2026
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	GUARDIAN LAND TITLE, GUARDIAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6406 CHEROKEE DR, OLIVE BRANCH, MS 38654-3217

Mortgage

Document Number	5663090134,
Date	Aug 7, 2026
Book Page	5663/90134

Lender

Name	KIND LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

Mortgage

Document Number	5663090154,
Date	Aug 7, 2026
Book Page	5663/90154

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2036

Interest

Rate	6.49%
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	6406 CHEROKEE DR, OLIVE BRANCH, MS 38654-3217
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004450/640
Date	Nov 14, 2017
Book Page	4450/640
Instrument	T04450-00640

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 22, 2022
Property Address	6406 CHEROKEE DR, OLIVE BRANCH, MS 38654-3217
Document Number	001005/536
Book / Page	1005 / 536
Map Reference	MB 27 PG 9
Instrument Date	Jul 20, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	UNITY TITLE GROUP LLC, QUALITY TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2491 STEWARD RD, 2491, SENATOBIA, MS 38668-5752

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6406 CHEROKEE DR, OLIVE BRANCH, MS 38654-3217

Mortgage

Document Number	0005571633
Date	Jul 22, 2022
Instrument	5571/633

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 14, 2017
Property Address	6406 CHEROKEE DR, OLIVE BRANCH, MS 38654-3217
Document Number	000840/742
Book / Page	840 / 742
Map Reference	PB 27 PG 9
Instrument Date	Nov 9, 2017
Instrument	W00840-00742
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4485 STONE CROSS DR, 4485, OLIVE BRANCH, MS 38654-8457

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6406 CHEROKEE DR, OLIVE BRANCH, MS 38654-3217

Tax Assessment & Valuation

The 2025 property tax bill for 6406 Cherokee Dr was $1,114.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,114.00	$12,218 Land $1,500 Building $10,718	$122,178 Land $15,000 Building $107,178
2023	$910.00	$8,870	$88,695 Land $15,000 Building $73,695

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6406 Cherokee Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6406 Cherokee Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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