6406 Cerro Cv, Austin, TX 78731 Property Records

Travis County property record for 6406 Cerro Cv, Austin, TX 78731

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,892 sqft · built 1983
Lot Size0.441 acres (19,219 sqft)
OwnerIndividual Name on Record
Tax Bill$23,177 (2024)
Deeds & MortgagesMay 2025 Mortgage
Jun 2022 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0140100123

Property Details

APN / Parcel Number

Primary APN0140100123
Alternative APNs
  • 01401001230000
  • 138667

Interior

Full Baths4 Baths
Stories2 Stories
Building Area2,892 sqft Living Area
Gross Area3,617 sqft
1st Floor Area1,649 sqft
2nd Floor Area1,243 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Construction TypeWood Frame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area19,219 sqft (0.441 acres)
Lot Dimensions160 ft deep x 120 ft wide
Garage TypeAttached
Garage Area725 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area60 sqft
Deck Area70 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number138667
Old Parcel Number01401001230000
Street Address6406 CERRO CV
CityAUSTIN
StateTX
Zip78731-2610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 21 BLK D CAT MOUNTAIN NORTH SEC I-A
Legal SubdivisionCAT MOUNTAIN NORTH SEC I-A
Legal BlockD
Legal Lot Number21
JurisdictionTRAVIS TX
Township / Civil DivisionAUSTIN
Census Block Group3
Census Block3004
Census Tract30000

Owner

Source: Travis County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address6406 CERRO CV, AUSTIN, TX 78731-2610
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 9, 2025Vendor's Lien, Transfer · Conventional Mortgage
NOVA FINANCIAL & INVESTMENT CORP
Jun 30, 2022Vendor's Lien, Transfer · Stand-Alone Second Mortgage
CITIZENS NATIONAL BANK
May 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 2025
Deed SaleMay 9, 2025
Prior SaleJun 30, 2022
Deed Document Number2025051835
Record UpdatedJun 8, 2026

May 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionTRAVIS TX
Recording DateMay 9, 2025
Property Address6406 CERRO CV, AUSTIN, TX 78731-2610
Document Number0000051835
Map ReferenceVOL 82 PGS 236
Instrument DateMay 9, 2025
Instrument2025051835
Transaction TypeTransfer
Record UpdatedNov 4, 2025
Title CompanyHERITAGE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6406 CERRO CV, AUSTIN, TX 78731-2610

Mortgage

Document Number0000051836
DateMay 9, 2025
Instrument2025051836
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.25%
AdjustableAdjustable Rate Rider
Type Change DateJun 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.2%
IndexOther
Max Rate11.2%

June 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionTRAVIS TX
Recording DateJun 30, 2022
Property Address6406 CERRO CV, AUSTIN, TX 78731-2610
Document Number0000115604
Map ReferenceVOL 82 PG 236
Instrument DateJun 30, 2022
Instrument2022115604
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address147 SANDSTONE RDG, 147, MARBLE FALLS, TX 78654-7927

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address6406 CERRO CV, AUSTIN, TX 78731-2610

Mortgage

Document Number0000115605
DateJun 30, 2022
Instrument2022115605
Lender
NameCITIZENS NATIONAL BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRAVIS TX
Property Address6406 CERRO CV, AUSTIN, TX 78731-2610
Transaction TypeMortgage
Record UpdatedNov 11, 2021
Title CompanyAUSTIN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000116419
DateMay 25, 2021
Instrument2021116419
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressTUPELO, MS 38803
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueJun 1, 2046

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityAustin City
CountyTravis County
Unified School DistrictAustin Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,124,520 (-25.27%) Land $560,829 Building $563,691$1,124,520 (-25.27%) Land $560,829 Building $563,691
2024$23,177.00 (+59.54%)
2023$1,504,726 Land $600,000 Building $904,726$1,504,726 Land $600,000 Building $904,726
2022$14,527.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims4 (2018–2026)
Claims Outside the SFHA4 of 4
Most Recent ClaimMay 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF AUSTIN WATER & WASTEWATER
serves 1,115,323 people · EPA ID TX2270001
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Feb 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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