St. Louis County property record for 6406 Bergquist Rd, Duluth, MN 55804 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,478 sqft · built 2005 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $21,000 (Sep 2002) |
| Tax Bill | $5,938 (2026) |
| Deeds & Mortgages | Mar 2024 Line of Credit Jul 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 315-0020-03357 |
| Primary APN | 315-0020-03357 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,478 sqft Gross Area |
| 1st Floor Area | 1,278 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 1,598 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 39 sqft |
| Deck Area | 366 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 779620 |
|---|---|
| Street Address | 6406 BERGQUIST RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-8638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 1/2 OF N 1/2 OF N 1/2 OF N 1/2 OFSE 1/4 SERIAL # |
| Legal Range | 12W |
| Legal Township | 52N |
| Legal Section | 20 |
| Legal Subdivision | DULUTH TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10500 |
Source: St. Louis County records · APN 315-0020-03357
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6406 BERGQUIST RD, DULUTH, MN 55804-8638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2024 | Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK OF COMMERCE |
| Jul 20, 2022 | Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK OF COMMERCE |
| Oct 26, 2020 | Deed of Trust, Mortgage · Line of Credit NORTH SHORE BK/COMMERCE |
| Jul 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 11, 2002 · Amount on Record |
| Deed Sale | Sep 11, 2002 · Amount on Record |
| Prior Sale | Mar 06, 2001 |
| Deed Document Number | 2002730369 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 6406 BERGQUIST RD, DULUTH, MN 55804-8638 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 6406 BERGQUIST RD, DULUTH, MN 55804-8638 |
| Document Number | 0001077867 |
|---|---|
| Date | Mar 21, 2024 |
| Instrument | 1077867 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 12, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 6406 BERGQUIST RD, DULUTH, MN 55804-8638 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6406 BERGQUIST RD, DULUTH, MN 55804-8638 |
| Document Number | 0001059065 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 1059065 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 11, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 6406 BERGQUIST RD, DULUTH, MN 55804-8638 |
| Document Number | 00T1032009 |
| Instrument Date | Oct 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6406 BERGQUIST RD DULUTH MN 558048638, DULUTH, MN 55804-8638 |
| Document Number | 00T1032009 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | T1032009 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 11, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 6406 BERGQUIST RD, DULUTH, MN 55804-8638 |
| Document Number | 00T1026777 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6406 BERGQUIST RD DULUTH MN 558048638, DULUTH, MN 55804-8638 |
| Document Number | 00T1026777 |
|---|---|
| Date | Aug 03, 2020 |
| Instrument | T1026777 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 02, 2035 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Duluth Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,938.00 (+12.25%) Homeowner's exemption | ||
| 2025 | $5,290.00 (+23.08%) Homeowner's exemption | $679,400 (+4.89%) Land $132,200 Building $547,200 | $679,400 (+4.89%) Land $132,200 Building $547,200 |
| 2024 | $4,298.00 | $647,700 (+39.23%) Land $126,500 Building $521,200 | $647,700 (+39.23%) Land $126,500 Building $521,200 |
| 2022 | $465,200 Land $86,500 Building $378,700 | $465,200 Land $86,500 Building $378,700 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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