6405 Walker Rd, Deerfield (Utica), NY 13502 Property Records

Oneida County and Deerfield Town property record for 6405 Walker Rd, Deerfield, NY 13502

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,392 sqft · built 1984
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Mar 2001)
Tax Bill	$6,626 (2026)
Deeds & Mortgages	Dec 2021 Line of Credit Dec 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`303200 280.000-1-15`

Property Details

APN / Parcel Number

Primary APN	`303200 280.000-1-15`
Alternative APNs	`320028000000010150000000` `022520`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,392 sqft Living Area
1st Floor Area	1,406 sqft
2nd Floor Area	986 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Canopy	204 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	022520
Street Address	6405 WALKER RD
City	UTICA
State	NY
Zip	13502-7123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	6385 WALKER RD N ARCURI E WALKER RD
Legal Block	1
Legal Lot Number	15.000
Jurisdiction	ONEIDA NY
Township / Civil Division	DEERFIELD
Census Block Group	2
Census Block	2004
Census Tract	23902

Owner

Source: Oneida County and Deerfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6405 WALKER RD, UTICA, NY 13502-7123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FEDERAL CREDIT UNION
Dec 6, 2021	Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FEDERAL CREDIT UNION
Apr 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOURCE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2001 · Amount on Record
Deed Sale	Mar 22, 2001 · Amount on Record
Deed Book / Page	2960 / 376
Last Transfer Date	Jul 24, 2014
Transfer Doc	2014009957
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	6405 WALKER RD, UTICA, NY 13502-7123
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020853
Date	Dec 6, 2021
Instrument	2021-020853

Lender

Name	FIRST SOURCE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	6405 WALKER RD, UTICA, NY 13502-7123
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020854
Date	Dec 6, 2021
Instrument	2021-020854

Lender

Name	FIRST SOURCE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2032

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	6405 WALKER RD, UTICA, NY 13502-7123
Document Number	0000004614
Instrument Date	Apr 5, 2018
Transaction Type	Mortgage
Record Updated	May 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6405 WALKER RD UTICA NY 135027123, UTICA, NY 13502-7123

Mortgage

Document Number	0000004614
Date	Apr 9, 2018
Instrument	4614

Lender

Name	FIRST SOURCE FCU
Type	Credit Union
Address	NEW HARTDFORD, NY 13413

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 8, 2028

Tax Assessment & Valuation

Source: Oneida County and Deerfield Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Deerfield Town
Unified School District	Whitesboro Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,626.00 (+3.73%)
2025	$6,388.00 (+207.26%)	$24,500 (-) Land $1,000 Building $23,500	$281,609 (+8.62%) Land $11,494 Building $270,115
2023		$24,500 (-) Land $1,000 Building $23,500	$259,259 (+14.81%) Land $10,582 Building $248,677
2022	$2,079.00 Homeowner's exemption	$24,500 Land $1,000 Building $23,500	$225,806 Land $9,217 Building $216,589

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people · EPA ID NY3202411
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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