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6405 Tenth Ave, Lucerne, CA 95458 Property Records

Lake County property record for 6405 Tenth Ave, Lucerne, CA 95458 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,232 sqft · built 1963
Lot Size0.129 acres (5,662 sqft)
OwnerIndividual Name on File
Last Sale$299,000 (Nov 2024)
Tax Bill$3,361 (2025)
Deeds & MortgagesAug 2023 Mortgage
Feb 2020 Transfer
+ 3 more
Flood ZoneZone X (moderate risk)
APN034-152-110-000

Property Details

APN / Parcel Number

Primary APN034-152-110-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,232 sqft Total Area

Exterior

Year BuiltBuilt 1963
Construction TypeWood
Lot Area5,662 sqft (0.129 acres)
Garage TypeDetached
Garage Area780 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Street Address6405 TENTH AVE
CityLUCERNE
StateCA
Zip95458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCLEAR LAKE BEACH
JurisdictionLAKE CA
Township / Civil DivisionLUCERNE-CLEARLAKE OAKS
Census Block Group2
Census Block2007
Census Tract501

Owner

Source: Lake County records · APN 034-152-110-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address51 LORRAINE ST, UKIAH, CA 95482-5945
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2023Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Feb 18, 2020Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Feb 18, 2020Quit Claim Deed, Transfer
RONALD L MATTERI
Feb 18, 2020Grant Deed, Transfer · Conventional Mortgage
RONALD L & CONNIE L MATTERI
Oct 15, 2019Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 12, 2024 · Amount on Record
Deed SaleNov 12, 2024 · Amount on Record
Prior SaleOct 15, 2019
Deed Document Number2024012234
Record UpdatedJun 07, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE CA
Property Address6405 TENTH AVE, LUCERNE, CA 95458
Transaction TypeMortgage
Record UpdatedSep 22, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 692, LUCERNE, CA 95458-0692

Mortgage

Document Number0000009030
DateAug 18, 2023
Instrument2023009030
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2038

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE CA
Recording DateFeb 18, 2020
Property Address6405 TENTH AVE, LUCERNE, CA 95458
Document Number0000001930
Instrument DateFeb 13, 2020
Instrument1930
Transaction TypeTransfer
Record UpdatedMay 28, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address15-A CHERRY CT LUCERNE CA 95458, LUCERNE, CA 95458

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE CA
Recording DateFeb 18, 2020
Property Address6405 TENTH AVE, LUCERNE, CA 95458
Document Number0000001929
Instrument DateFeb 13, 2020
Instrument1929
Transaction TypeTransfer
Record UpdatedOct 12, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address15-A CHERRY CT LUCERNE CA 95458, LUCERNE, CA 95458

Mortgage

Document Number1931
DateFeb 18, 2020
Instrument1931
Lender
NameRONALD L MATTERI
AddressPO BOX 732, HEALDSBURG, CA 95448-0732
Agreement
AmountAmount Recorded

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE CA
Recording DateFeb 18, 2020
Property Address6405 TENTH AVE, LUCERNE, CA 95458
Document Number0000001928
Instrument DateFeb 11, 2020
Instrument1928
Transaction TypeTransfer
Record UpdatedNov 20, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$131.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 320 REDWOOD VALLEY CA 954700320, REDWOOD VALLEY, CA 95470-0320

Mortgage

Document Number1931
DateFeb 18, 2020
Instrument1931
Lender
NameRONALD L & CONNIE L MATTERI
AddressPO BOX 732, HEALDSBURG, CA 95448-0732
Agreement
TypeConventional Mortgage
AmountAmount Recorded

October 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionLAKE CA
Recording DateOct 15, 2019
Property Address6405 TENTH AVE, LUCERNE, CA 95458
Document Number0000012920
Instrument DateOct 08, 2019
Instrument12920
Transaction TypeTransfer
Record UpdatedNov 06, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 905 LUCERNE CA 954580905, LUCERNE, CA 95458-0905

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyLake County
Elementary School DistrictLucerne Elementary School District (KG - 08)
Secondary School DistrictUpper Lake Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$3,361.00 (+131.16%)$299,000 (+139.03%) Land $19,000 Building $280,000
2023$1,454.00 (+0.9%)$125,088 Land $15,767 Building $109,321
2022$1,441.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (06033C), updated October 9, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060330005012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims38 (1983–2017)
Claims Outside the SFHA3 of 38
Most Recent ClaimMar 2017, other causes
Claims By Storm
  • Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 9 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 7 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 450 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
DigitalPathFixed Wireless (licensed-by-rule)400 / 20
101NetlinkFixed Wireless100 / 20

May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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