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6405 SE Windsong Ln, Stuart, FL 34997 Property Records

Martin County property record for 6405 SE Windsong Ln, Stuart, FL 34997

Property Summary

Property TypeTownhouse
Details2 bd · 2.5 ba · 1,288 sqft · built 1983
Lot Size0.03 acres (1,307 sqft)
Owner2 Individual Names on File
Last Sale$275,000 (Mar 2023)
Tax Bill$3,314 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Sep 2021 Transfer
Flood ZoneZone X (minimal risk)
APN25-38-41-004-000-0130.0-2-0000

Property Details

APN / Parcel Number

Primary APN25-38-41-004-000-0130.0-2-0000
Alternative APNs
  • 25-38-41-004-000-01300-2
  • 31087

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories2 Stories
Building Area1,288 sqft Living Area
1st Floor Area644 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1998
Architectural StyleTownhouse
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeMansard
Roof MaterialBuilt-Up Asphalt
Lot Area1,307 sqft (0.03 acres)
View / LotWater View

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number31087
Street Address6405 SE WINDSONG LN
CitySTUART
StateFL
Zip34997-8238
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUDR
Legal DescriptionEMERALD LAKES PHASE I-B LOT 130
Legal Range41E
Legal Township38S
Legal Section25
Legal SubdivisionEMERALD LAKES
Legal Block2
Legal Lot Number130
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2005
Census Tract1410

Owner

6405 SE Windsong Ln, a townhouse, is owned and occupied by two individuals who bought it in March 2023.

Source: Martin County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address6405 SE WINDSONG LN, STUART, FL 34997-8238
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2023Warranty Deed, Transfer · FHA Mortgage
PRIMELENDING
Sep 13, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2023 · Amount on File
Deed SaleMar 2, 2023 · Amount on File
Prior SaleJul 16, 1996 · Amount on File
Deed Document Number20233004550
Deed Book / Page3362 / 482
Prior Transfer DateSep 9, 2021
Prior Transfer Doc0032552721
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateMar 2, 2023
Property Address6405 SE WINDSONG LN, STUART, FL 34997-8238
Document Number0033620482
Book / Page3362 / 482
Map ReferenceMB 9 PG 44
Instrument DateFeb 27, 2023
Instrument3004550
Transaction TypeTransfer
Record UpdatedMar 23, 2023
Title CompanyATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1900 NW FEDERAL HWY, STUART, FL 34994-9386

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6405 SE WINDSONG LN, STUART, FL 34997-8238

Mortgage

Document Number0003362484
DateMar 2, 2023
Instrument3362/484
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2053

Mortgage

Document Number0033620614
DateMar 2, 2023
Book Page3362/614
Instrument3004584
Lender
NamePRIMELENDING
TypeMortgage Company
AddressDALLAS, TX 75252
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2053

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARTIN FL
Recording DateSep 13, 2021
Property Address6405 SE WINDSONG LN, STUART, FL 34997-8238
Document Number0032552721
Book / Page3255 / 2721
Map ReferenceMB 9 PG 44
Instrument DateSep 9, 2021
Instrument2913753
Transaction TypeTransfer
Record UpdatedOct 1, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6405 SE WINDSONG LN, STUART, FL 34997-8238

Tax Assessment & Valuation

The 2025 property tax bill for 6405 SE Windsong Ln was $3,314 with a homeowner's exemption, down 5.3% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,314.00 (-5.31%) Additional exemption filed$252,550 Land $105,000 Building $147,550$252,550 Land $105,000 Building $147,550
2024$3,500.00 (+1,136.75%)
2023$283.00 (+3.66%) Additional exemption filed$70,159 (+3%)$204,690 (+14.15%) Land $105,000 Building $99,690
2022$273.00 Homeowner's exemption$68,116$179,320 Land $95,000 Building $84,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6405 SE Windsong Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims4 (1995–2014)
Claims Outside the SFHA3 of 4
Most Recent ClaimJan 2014 · rainfall accumulation
Claims by Event
  • Severe Flooding, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6405 SE Windsong Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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