6405 SE Thomas Dr, Stuart, FL 34997 Property Records

Martin County property record for 6405 SE Thomas Dr, Stuart, FL 34997 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,032 sqft · built 1990
Lot Size	0.501 acres (21,824 sqft)
Owner	2 Individual Names on File
Last Sale	$31,597 (Aug 2021)
Tax Bill	$2,478 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-38-41-004-002-0005.0-9-0000`

Property Details

APN / Parcel Number

Primary APN	`36-38-41-004-002-0005.0-9-0000`
Alternative APNs	`36-38-41-004-002-00050-9` `32068`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,032 sqft Living Area
Gross Area	2,572 sqft
1st Floor Area	2,032 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,824 sqft (0.501 acres)
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	409 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6405 SE THOMAS DR
City	STUART
State	FL
Zip	34997-8157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VISTA SALERNO REVISED LOT 5 BLK B
Legal Range	41E
Legal Township	38S
Legal Section	36
Legal Subdivision	VISTA SALERNO REVISED
Legal Block	B
Legal Lot Number	5
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1002
Census Tract	1409

Owner

Source: Martin County records · APN 36-38-41-004-002-0005.0-9-0000

Assessment roll updated August 27, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6405 SE THOMAS DR, STUART, FL 34997-8157
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 18, 2021	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Mar 08, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Prior Sale	Nov 04, 2010 · Amount on Record
Deed Document Number	20212908980
Deed Book / Page	3249 / 2572
Prior Transfer Date	Jul 23, 2021
Prior Transfer Doc	0032492572
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Aug 17, 2021
Property Address	6405 SE THOMAS DR, STUART, FL 34997-8157
Document Number	0032491237
Book / Page	3249 / 1237
Map Reference	MB 3 PG 1
Instrument Date	Jul 23, 2021
Instrument	2908633
Transaction Type	Transfer
Record Updated	Sep 02, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6405 SE THOMAS DR, STUART, FL 34997-8157

Mortgage

Document Number	32491241
Date	Aug 17, 2021
Instrument	3249/1241

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2036

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 18, 2021
Property Address	6405 SE THOMAS DR, STUART, FL 34997-8157
Document Number	0032492572
Book / Page	3249 / 2572
Map Reference	MB 3 PG 1
Instrument Date	Jul 23, 2021
Instrument	2908980
Transaction Type	Transfer
Record Updated	Sep 02, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$221.20
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6405 SE THOMAS DR, 6405, STUART, FL 34997-8157

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6405 SE THOMAS DR, STUART, FL 34997-8157

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	6405 SE THOMAS DR, STUART, FL 34997-8157
Document Number	0029150504
Book / Page	002915 / 000504
Instrument Date	Mar 08, 2017
Transaction Type	Mortgage
Record Updated	May 05, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6405 SE THOMAS DR STUART FL 349978157, STUART, FL 34997-8157

Mortgage

Document Number	0029150504
Date	Mar 29, 2017
Book Page	002915/000504
Instrument	2626784

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 28, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$169,889 (+5.99%)	$390,970 (+5.73%) Land $105,000 Building $285,970
2024	$2,478.00 (+2.86%)
2023	$2,409.00 (+4.2%) Additional exemption filed	$160,294 (+3%)	$369,790 (+31.25%) Land $105,000 Building $264,790
2022	$2,312.00 Homeowner's exemption	$155,626	$281,750 Land $94,500 Building $187,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850014091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 24 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	5 (1998–2008)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2008, river or lake flooding, Tropical Storm Fay

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,429 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 295 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Hotwire Communications, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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