6405 Saddlebrook Pl, Frederick, MD 21701 Property Records

Frederick County property record for 6405 Saddlebrook Pl, Frederick, MD 21701 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3.5 Baths
Year BuiltBuilt 1999
Square Footage4,288 sqft Living Area
Lot Size12,792 sqft (0.294 acres)
GarageAttached, 462 sqft
OccupancyOwner Occupied
Last Sale$435,900 (2003)
Tax Bill$7,815.00 (2025)

Owner

Source: Frederick County records · APN 09-302808

Assessment roll updated August 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6405 SADDLEBROOK PL, FREDERICK, MD 21701-7635
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 22, 2026Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS BANK AND TRUST COMPANY
Nov 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
MID-ATLANTIC FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 20, 2003 · Amount on Record
Deed SaleMar 20, 2003 · Amount on Record
Prior SaleOct 13, 1999 · Amount on Record
Deed Doc Number20031795
Deed Book / Page3629 / 753
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Recording DateMay 22, 2026
Property Address6405 SADDLEBROOK PL, FREDERICK, MD 21701-7635
Document Number1787000416
Book / Page17875 / 416
Instrument DateApr 02, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROPERTY SOLUTI

Transferred To (Grantee/Buyer)

NameVerified Name
Address6405 SADDLEBROOK PL, FREDERICK, MD 21701-7635

Mortgage

Document Number1787000416,
DateMay 22, 2026
Book Page17875/416
Lender
NameMANUFACTURERS BANK AND TRUST COMPANY
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6%
Max Rate-1%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6405 SADDLEBROOK PL, FREDERICK, MD 21701-7635
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyELITE SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0142960330
DateNov 24, 2020
Book Page14296/330
Lender
NameMID-ATLANTIC FCU
TypeCredit Union
AddressGERMANTOWN, MD 20874
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term178 Months
DueSep 01, 2035

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,815.00 (+15.11%) Homeowner's exemption$673,967 (+13.97%)$764,700 (+21.65%) Land $152,000 Building $612,700
2023$6,789.00 Homeowner's exemption$591,333$628,600 Land $152,000 Building $476,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN09-302808
Alternative APNs
  • 9302808
  • 302808

Interior

Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area4,288 sqft Living Area
Gross Area4,750 sqft Gross Area
1st Floor1,798 sqft 1st Floor
Basement Area1,500 sqft Basement
Finished Basement1,500 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleConventional Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area12,792 sqft (0.294 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area462 sqft Garage
Deck Area516 sqft Deck
PorchOpen Porch
Porch Area36 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
SewageMunicipal Sewage

Location & Zoning

Account Number302808
Street Address6405 SADDLEBROOK PL
CityFREDERICK
StateMD
Zip21701-7635
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 556 SEC E-1C 12,792 SQ. FT. PLAT 88 SPRING RIDGE PUD
Legal SubdivisionSPRING RIDGE PUD
Legal Lot Number556
JurisdictionFREDERICK MD
Minor Civil Division9, NEW MARKET
Census Blockgroup1
Census Block1008
Census Tract751902

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