Hamilton County property record for 6405 Pepper Ln, Cincinnati, OH 45230
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,114 sqft · built 2012 |
| Lot Size | 0.526 acres (22,913 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Sep 2021) |
| Tax Bill | $8,173 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-0004-0404-00 |
| Primary APN | 001-0004-0404-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,114 sqft Living Area |
| 1st Floor Area | 1,114 sqft |
| Basement Area | 1,114 sqft |
| Finished Basement | 690 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 22,913 sqft (0.526 acres) |
| Lot Width | 6 ft Width |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 6405 PEPPER LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45230-5322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HONEYSUCKLE DR0.5260 AC PT LOT 4CORBLY ESTATE SUB |
| Legal Subdivision | CORBLY ESTATE SUB |
| Legal Lot Number | 4 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 4602 |
6405 Pepper Ln is owned and occupied by an individual who bought it in September 2021.
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 6405 PEPPER LN, CINCINNATI, OH 45230-5322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage SIBCY CLINE MORTGAGE SERVICES INC |
| Sep 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Oct 17, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2021 · Amount on File |
| Deed Sale | Sep 13, 2021 · Amount on File |
| Prior Sale | Jan 23, 2014 |
| Deed Document Number | 0000109567 |
| Deed Book / Page | 14500 / 1837 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 13, 2021 |
| Property Address | 6405 PEPPER LN, CINCINNATI, OH 45230-5322 |
| Document Number | 0000109567 |
| Book / Page | 14500 / 1837 |
| Map Reference | MB 1 PG 160 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 2021-0109567 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 6405 PEPPER LN, CINCINNATI, OH 45230-5322 |
| Document Number | 0000109568 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2021-0109568 |
| Name | SIBCY CLINE MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 6405 PEPPER LN, CINCINNATI, OH 45230-5322 |
| Document Number | 0000099224 |
| Instrument Date | Sep 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6405 PEPPER LN CINCINNATI OH 452305322, CINCINNATI, OH 45230-5322 |
| Document Number | 0000099224 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 014262/001530 |
| Instrument | 99224 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 6405 PEPPER LN, CINCINNATI, OH 45230-5322 |
| Document Number | 0000093802 |
| Instrument Date | Oct 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6405 PEPPER LN CINCINNATI OH 452305322, CINCINNATI, OH 45230-5322 |
| Document Number | 0000093802 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 014032/002531 |
| Instrument | 93802 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 27, 2049 |
The 2025 property tax bill for 6405 Pepper Ln was $8,173, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,173.00 (+3.14%) | $133,000 (-) Land $35,343 Building $97,657 | |
| 2024 | $7,924.00 (-2.22%) | $133,000 (-) Land $35,343 Building $97,657 | |
| 2023 | $8,104.00 (+538.61%) | $133,000 (+44.91%) Land $35,343 Building $97,657 | $380,000 Land $100,980 Building $279,020 |
| 2022 | $1,269.00 Homeowner's exemption | $91,784 Land $18,655 Building $73,129 | |
| 2020 | $262,240 Land $53,300 Building $208,940 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6405 Pepper Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6405 Pepper Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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