6405 Palm Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 6405 Palm Dr, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,025 sqft · built 1953
Lot Size	0.94 acres (40,946 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Jul 2021)
Tax Bill	$3,001 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`273-0101-017-0000`

Property Details

APN / Parcel Number

Primary APN	`273-0101-017-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,025 sqft Living Area
1st Floor Area	1,581 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	40,946 sqft (0.94 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6405 PALM DR
City	CARMICHAEL
State	CA
Zip	95608-4582
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-2 (NPA)
Legal Description	POR LOT 167 CARMICHAEL COLONY DES AS BEG AT PT LOC S ALG W LN OF SD LOT 167 DISTANCE OF 200 FT &E PARALLEL WITH N LN OF SD
Legal Subdivision	CARMICHAEL COLONY
Legal Lot Number	167
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4001
Census Tract	7802

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6405 PALM DR, CARMICHAEL, CA 95608-4582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Line of Credit GEORGIAS OWN CU
Aug 4, 2021	Deed of Trust, Mortgage · Line of Credit GEORGIAS OWN CU
Jul 2, 2021	Affidavit of Death of Joint Tenant, Transfer CHICAGO TITLE COMPANY
Jul 2, 2021	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Deed Book / Page	20210702 / 2042
Prior Transfer Date	Jun 25, 2021
Prior Transfer Doc	7020000002041
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6405 PALM DR, CARMICHAEL, CA 95608-4582
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6405 PALM DR, CARMICHAEL, CA 95608-4582
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001428
Date	Aug 4, 2021
Instrument	202108041428

Lender

Name	GEORGIAS OWN CU
Type	Credit Union
Address	ATLANTA, GA 30303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6405 PALM DR, CARMICHAEL, CA 95608-4582
Transaction Type	Mortgage
Record Updated	Aug 13, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6405 PALM DR, CARMICHAEL, CA 95608-4582

Mortgage

Document Number	8040000001428
Date	Aug 4, 2021
Book Page	20210804/1428

Lender

Name	GEORGIAS OWN CU
Type	Credit Union
Address	ATLANTA, GA 30303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 2, 2021
Property Address	6405 PALM DR, CARMICHAEL, CA 95608-4582
Document Number	0000002041
Map Reference	MB 10 MAP 9
Instrument Date	Jun 25, 2021
Instrument	202107022041
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6620 RICKY DICK LN, CARMICHAEL, CA 95608-3960

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 2, 2021
Property Address	6405 PALM DR, CARMICHAEL, CA 95608-4582
Document Number	0000002042
Map Reference	MB 10 MAP 9
Instrument Date	Jun 25, 2021
Instrument	202107022042
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6405 PALM DR, CARMICHAEL, CA 95608-4582
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002043
Date	Jul 2, 2021
Instrument	202107022043

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$258,392 (+2%) Land $183,203 Building $75,189
2025	$3,001.00 (-26.72%) Homeowner's exemption	$253,326 (+4.04%) Land $179,611 Building $73,715
2024	$4,095.00 (+42.09%)
2023	$2,882.00 (+2.09%) Homeowner's exemption	$243,491 Land $172,638 Building $70,853
2022	$2,823.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1986–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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