6405 Larry Way, North Highlands, CA 95660 Property Records

Sacramento County property record for 6405 Larry Way, North Highlands, CA 95660

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,051 sqft · built 1953
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,000 (Feb 2020)
Tax Bill	$3,403 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`217-0052-014-0000`

Property Details

APN / Parcel Number

Primary APN	`217-0052-014-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,051 sqft Living Area
1st Floor Area	1,051 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6405 LARRY WAY
City	NORTH HIGHLANDS
State	CA
Zip	95660-4009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	MCCLELLAN MEADOWS 04, LOT 599
Legal Subdivision	MCCLELLAN MEADOWS 04
Legal Lot Number	599
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2007
Census Tract	7402

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6405 LARRY WAY, NORTH HIGHLANDS, CA 95660-4009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2020	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG
Feb 14, 2018	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2020 · Amount on Record
Deed Sale	Feb 27, 2020 · Amount on Record
Prior Sale	May 18, 2004 · Amount on Record
Deed Book / Page	20200227 / 1142
Prior Transfer Date	Feb 4, 2015
Prior Transfer Doc	0000000001
Record Updated	Sep 20, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 27, 2020
Property Address	6405 LARRY WAY, NORTH HIGHLANDS, CA 95660-4009
Document Number	2002271142
Instrument Date	Feb 25, 2020
Instrument	2002271142
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$288.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	6405 LARRY WAY NORTH HIGHLANDS CA 956604009, NORTH HIGHLANDS, CA 95660-4009

Mortgage

Document Number	2002271143
Date	Feb 27, 2020
Instrument	2002271143

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6405 LARRY WAY, NORTH HIGHLANDS, CA 95660-4009
Document Number	1802220152
Instrument Date	Feb 14, 2018
Transaction Type	Mortgage
Record Updated	Mar 5, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6405 LARRY WAY NORTH HIGHLANDS CA 956604009, NORTH HIGHLANDS, CA 95660-4009

Mortgage

Document Number	1802220152
Date	Feb 22, 2018
Instrument	1802220152

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$292,258 (+2%) Land $72,505 Building $219,753
2025	$3,403.00 (+5.03%)	$286,529 (+4.04%) Land $71,084 Building $215,445
2024	$3,240.00 (-0.67%)
2023	$3,262.00 (+6.22%)	$275,405 Land $68,325 Building $207,080
2022	$3,071.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	6 (1995–2000)
Most Recent Claim	Jan 2000 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000

May also be available: Cal.net, Verizon.

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