6405 Gulf Dr, Holmes Beach (Bradenton Beach), FL 34217 Property Records

Manatee County property record for 6405 Gulf Dr, Holmes Beach, FL 34217

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,876 sqft · built 1955
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$1,700,000 (Mar 2026)
Tax Bill	$10,770 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`71824-0000-7`

Property Details

APN / Parcel Number

Primary APN	`71824-0000-7`
Alternative APN	`3416207182400007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,876 sqft Living Area
Gross Area	3,390 sqft
1st Floor Area	1,924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	100 ft deep x 66 ft wide
View / Lot	Island
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	6405 GULF DR
City	HOLMES BEACH
State	FL
Zip	34217-1622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HB_R-2
Legal Description	LOT 10 BLK 13 WEST WIND SHORES PI#71824.0000/7
Legal Range	16E
Legal Township	34S
Legal Section	20
Legal Subdivision	WEST WIND SHORES
Legal Tract	07173900
Legal Block	13
Legal Lot Number	10
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1000
Census Tract	1801

Owner

6405 Gulf Dr is owned by two individuals who bought it in March 2026.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	30 TIMBERWOOD DR, SIMPSONVILLE, KY 40067-5402
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 19, 2017	Deed of Trust, Mortgage THIRD FED'L S&L/CLEVELAND
Feb 17, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2026 · Amount on File
Deed Sale	Mar 6, 2026 · Amount on File
Prior Sale	Jul 25, 2012 · Amount on File
Deed Document Number	202625244
Prior Transfer Date	May 19, 2003
Prior Transfer Doc	1837003799
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Mar 6, 2026
Property Address	6405 GULF DR, HOLMES BEACH, FL 34217-1622
Document Number	0041025244
Map Reference	MB 7 PG 22
Instrument Date	Feb 9, 2026
Instrument	202641025244
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	MSC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1828 BATELLO DR, VENICE, FL 34292-4626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 TIMBERWOOD DR, SIMPSONVILLE, KY 40067-5402

Mortgage

Document Number	0041025245
Date	Mar 6, 2026
Instrument	202641025245

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	6405 GULF DR, HOLMES BEACH, FL 34217-1622
Document Number	0026791789
Book / Page	002679 / 001789
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6405 GULF DR HOLMES BEACH FL 342171622, HOLMES BEACH, FL 34217-1622

Mortgage

Document Number	0026791789
Date	Jun 15, 2017
Book Page	002679/001789
Instrument	41057093

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.29%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	6405 GULF DR, HOLMES BEACH, FL 34217-1622
Document Number	0026637558
Book / Page	002663 / 007558
Instrument Date	Feb 17, 2017
Transaction Type	Mortgage
Record Updated	May 25, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6405 GULF DR HOLMES BEACH FL 342171622, HOLMES BEACH, FL 34217-1622

Mortgage

Document Number	0026637558
Date	Mar 10, 2017
Book Page	002663/007558
Instrument	41021915

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6405 Gulf Dr was $10,770, up 3.1% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Holmes Beach City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$695,534 (+2.7%)	$1,794,563 (-0.75%) Land $739,500 Building $1,055,063
2025	$10,770.00 (+3.13%) Homeowner's exemption Widower's exemption	$677,248	$1,808,155 Land $739,500 Building $1,068,655
2024	$10,443.00 (+7.33%)
2023	$9,730.00 (+1.57%) Widower's exemption	$638,991 (+3%)	$1,912,028 (+28.71%) Land $690,200 Building $1,221,828
2022	$9,580.00 Homeowner's exemption Widower's exemption	$620,380	$1,485,588 Land $406,000 Building $1,079,588

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6405 Gulf Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 255 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	638 units insured incl. 383 condo units
Nearby Flood Claims	260 (2015–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 12 claims Hurricane Helene, Oct 2024 · 244 claims Hurricane Idalia, Aug 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6405 Gulf Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Gulf Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures