6405 Gardenview Dr, Fort Wayne, IN 46809 Property Records

Allen County property record for 6405 Gardenview Dr, Fort Wayne, IN 46809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,948 sqft · built 2003
Lot Size	2,900 acres (126,324,000 sqft)
Owner	2 Individual Names on File
Last Sale	$159,600 (Jun 2023)
Tax Bill	$1,871 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-12-28-429-001.001-074`

Property Details

APN / Parcel Number

Primary APN	`02-12-28-429-001.001-074`
Alternative APN	`9532910112`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,948 sqft Living Area
Gross Area	3,252 sqft
1st Floor Area	1,474 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	126,324,000 sqft
Lot Dimensions	1,820 ft deep x 700 ft wide
Garage Type	Attached
Garage Area	304 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6405 GARDENVIEW DR
City	FORT WAYNE
State	IN
Zip	46809-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 LIBERTY GARDENS ADD N 70 OF S 130FT FRL
Legal Subdivision	LIBERTY GARDENS
Legal Lot Number	21
Jurisdiction	ALLEN IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1017
Census Tract	3800

Owner

6405 Gardenview Dr is owned and occupied by two individuals who bought it in June 2023.

Source: Allen County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6405 GARDENVIEW DR, FORT WAYNE, IN 46809-2307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Jun 1, 2023	Warranty Deed, Transfer · Conventional Mortgage LAKE CITY BANK
Mar 14, 2017	Warranty Deed, Transfer · FHA Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2023 · Amount on File
Deed Sale	Jun 1, 2023 · Amount on File
Prior Sale	Mar 14, 2017 · Amount on File
Deed Document Number	202322208
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	6405 GARDENVIEW DR, FORT WAYNE, IN 46809-2307
Transaction Type	Mortgage
Record Updated	Jun 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021039092
Date	Jun 14, 2021
Instrument	2021039092

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Jun 1, 2023
Property Address	6405 GARDENVIEW DR, FORT WAYNE, IN 46809-2307
Document Number	2023022208
Instrument Date	May 25, 2023
Instrument	2023022208
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6405 GARDENVIEW DR, FORT WAYNE, IN 46809-2307

Mortgage

Document Number	2023022209
Date	Jun 1, 2023
Instrument	2023022209

Lender

Name	LAKE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Mar 14, 2017
Property Address	6405 GARDENVIEW DR, FORT WAYNE, IN 46809-2307
Document Number	2017013739
Instrument Date	Mar 7, 2017
Instrument	2017013739
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	CENTURION LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6405 GARDENVIEW DR, FORT WAYNE, IN 46809-2307

Mortgage

Document Number	2017013740
Date	Mar 14, 2017
Instrument	2017013740

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6405 Gardenview Dr was $1,871 with a homeowner's exemption, down 11.7% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Wayne Township
Municipality	Fort Wayne City
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,871.00 (-11.7%)	$183,400 Land $24,600 Building $158,800	$183,400 Land $24,600 Building $158,800
2024	$2,119.00 (+15.1%)
2023	$1,841.00 (+33.12%)	$171,200 (+30.49%) Land $24,600 Building $146,600	$171,200 (+30.49%) Land $24,600 Building $146,600
2022	$1,383.00 Homeowner's exemption	$131,200 Land $17,400 Building $113,800	$131,200 Land $17,400 Building $113,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6405 Gardenview Dr in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	20 (1982–2024)
Most Recent Claim	Jan 2024
Claims by Event	Severe Storms, Tornadoes, And Flooding, Mar 2009 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6405 Gardenview Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, Verizon.

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