6405 E Thomas Cir, Macclenny, FL 32063 Property Records

Baker County property record for 6405 E Thomas Cir, Macclenny, FL 32063

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,625 sqft · built 1992
Lot Size	0.689 acres (30,026 sqft)
Owner	Individual Name on Record
Last Sale	$214,000 (Feb 2019)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-2S-22-0021-0005-0120`

Property Details

APN / Parcel Number

Primary APN	`31-2S-22-0021-0005-0120`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,625 sqft Living Area
Gross Area	1,841 sqft
1st Floor Area	1,625 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	30,026 sqft (0.689 acres)
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	225 sqft
Shed	1 Shed
Shed Area	80 sqft
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6405 E THOMAS CIR
City	MACCLENNY
State	FL
Zip	32063-4330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG LOT 12 BLK 5 OWENS ACRES UNIT 2 PB 2 P 34 DESC IN 2019-1056 POM 133C
Legal Range	22E
Legal Township	2S
Legal Section	31
Legal Subdivision	OWENS ACRES
Legal Block	5
Legal Lot Number	12
Legal Unit	2
Jurisdiction	BAKER FL
Township / Civil Division	MACCLENNY
Census Block Group	1
Census Block	1051
Census Tract	40101

Owner

Source: Baker County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6405 E THOMAS CIR, MACCLENNY, FL 32063-4330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Deed of Trust, Mortgage · VA Mortgage KAYE FINANCIAL CORP
Jun 4, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Feb 13, 2019	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2019 · Amount on Record
Deed Sale	Feb 13, 2019 · Amount on Record
Prior Sale	Oct 29, 2004 · Amount on Record
Deed Document Number	20191056
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAKER FL
Property Address	6405 E THOMAS CIR, MACCLENNY, FL 32063-4330
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6405 E THOMAS CIR, MACCLENNY, FL 32063-4330

Mortgage

Document Number	0000003914
Date	Jun 13, 2023
Instrument	202300003914

Lender

Name	KAYE FINANCIAL CORP
Type	Funding / Finance Company
Address	FARMINGTON, MI 48334

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAKER FL
Property Address	6405 E THOMAS CIR, MACCLENNY, FL 32063-4330
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003903
Date	Jun 4, 2019
Instrument	201900003903

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Mar 1, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAKER FL
Recording Date	Feb 13, 2019
Property Address	6405 E THOMAS CIR, MACCLENNY, FL 32063-4330
Document Number	0000001056
Map Reference	MB 2 PG 34
Instrument Date	Feb 13, 2019
Instrument	201900001056
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	OSCEOLA LAND TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,498.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4316 WATER OAK LN, 4316, JACKSONVILLE, FL 32210-5861

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6405 E THOMAS CIR, MACCLENNY, FL 32063-4330

Mortgage

Document Number	0000001057
Date	Feb 13, 2019
Instrument	201900001057

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Baker County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Baker County
Unified School District	Baker County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Veteran's exemption	$201,788 (+5.99%)	$264,813 (+7.2%) Land $32,240 Building $232,573
2023	Disabled Person's exemption Veteran's exemption	$190,389	$247,032 Land $32,240 Building $214,792

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1996–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Northeast Florida Telephone Company.

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