6405 Cypress Ln, Katy, TX 77493 Property Records

Harris County property record for 6405 Cypress Ln, Katy, TX 77493

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,880 sqft · built 1981
Lot Size	0.663 acres (28,884 sqft)
Owner	Company Name on Record
Last Sale	$372,000 (Jun 2018)
Tax Bill	$6,540 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2021 Mortgage + 6 more
Flood Zone	Zone AE (high risk)
APN	`112-321-000-0005`

Property Details

APN / Parcel Number

Primary APN	`112-321-000-0005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,880 sqft Living Area
1st Floor Area	2,880 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	28,884 sqft (0.663 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	400 sqft
Porch	Open Frame Porch
Porch Area	191 sqft
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1123210000005
Street Address	6405 CYPRESS LN
City	KATY
State	TX
Zip	77493-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 5 BLK 1 PINE FOREST SEC 1
Legal Subdivision	PINE FOREST SEC 1
Legal Tract	5
Legal Block	1
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1011
Census Tract	542800

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6405 CYPRESS LN, KATY, TX 77493-1126
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 11, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 18, 2020	Warranty Deed, Transfer GUARANTEED RATE AFFINITY LLC
Jun 29, 2020	Warranty Deed, Transfer SOUTHLAND TITLE COMPANY, SOUTH LAND TITLE COMPANY
Jan 9, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Jul 1, 2019	Grant Deed, Construction Loan · Construction Mortgage BOOMERANG FIN LLC
Mar 6, 2019	Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HM LNDG
Jun 29, 2018	Warranty Deed, Transfer NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Prior Sale	Dec 6, 2011 · Amount on Record
Deed Document Number	2018292219
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	6405 CYPRESS LN, KATY, TX 77493-1126
Transaction Type	Mortgage
Record Updated	Apr 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000618058
Date	Dec 16, 2020
Instrument	2020-618058

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	6405 CYPRESS LN, KATY, TX 77493-1126
Transaction Type	Mortgage
Record Updated	Apr 10, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000456225
Date	Aug 11, 2021
Instrument	2021-456225

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	AGOURA HILLS, CA 91301

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Nov 18, 2020
Property Address	6405 CYPRESS LN, KATY, TX 77493-1126
Document Number	0000565440
Instrument Date	Nov 13, 2020
Instrument	565440
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6401 CYPRESS LN KATY TX 774931126, KATY, TX 77493-1126

Mortgage

Document Number	565441
Date	Nov 18, 2020
Instrument	565441

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 29, 2020
Property Address	6405 CYPRESS LN, KATY, TX 77493-1126
Document Number	0000292219
Instrument Date	Jun 28, 2020
Instrument	292219
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	SOUTHLAND TITLE COMPANY, SOUTH LAND TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6405 CYPRESS LN KATY TX 774931126, KATY, TX 77493-1126

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	6405 CYPRESS LN, KATY, TX 77493-1126
Document Number	0000038691
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Feb 7, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6405 CYPRESS LN KATY TX 774931126, KATY, TX 77493-1126

Mortgage

Document Number	0000038691
Date	Jan 28, 2020
Instrument	38691

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2050

July 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Jul 1, 2019
Property Address	6405 CYPRESS LN, KATY, TX 77493-1126
Document Number	0000278579
Instrument Date	Jun 27, 2019
Instrument	278579
Transaction Type	Construction Loan
Record Updated	Aug 6, 2019
Title Company	SUPERIOR ABSTRACT AND TITLE COMPANY, SUPERIOR ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10402 HARWIN DR #A-4 HOUSTON TX 770361504, A-4, HOUSTON, TX 77036-1504

Mortgage

Document Number	278580
Date	Jul 1, 2019
Instrument	278580

Lender

Name	BOOMERANG FIN LLC
Address	MESA, AZ 85210

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 30, 2020

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	6405 CYPRESS LN, KATY, TX 77493-1126
Document Number	0000100752
Instrument Date	Mar 6, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6405 CYPRESS LN KATY TX 774931126, KATY, TX 77493-1126

Mortgage

Document Number	0000100752
Date	Mar 13, 2019
Instrument	100752

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 29, 2018
Property Address	6405 CYPRESS LN, KATY, TX 77493-1126
Document Number	0000292219
Instrument Date	Jun 28, 2018
Instrument	292219
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6405 CYPRESS LN KATY TX 774931126, KATY, TX 77493-1126

Mortgage

Document Number	292220
Date	Jun 29, 2018
Instrument	292220

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Katy City
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,540.00 (-10.45%) Homeowner's exemption Veteran's exemption	$424,508 (-8.3%) Land $98,497 Building $326,011	$424,508 (-8.3%) Land $98,497 Building $326,011
2024	$7,303.00 (+4.42%)
2023		$462,931 Land $85,563 Building $377,368	$462,931 Land $85,563 Building $377,368
2022	$6,994.00 (-1.82%)
2020	$7,124.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	170 (1987–2017)
Claims Outside the SFHA	64 of 170
Most Recent Claim	Sep 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Sep 2017 · 105 claims Severe Storms And Flooding, Apr 2016 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KATY serves 25,253 people · EPA ID TX1010017
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Fidium Fiber DSL · Fiber in parts of the area	250 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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