6405 Cherry Ridge Ct E, Mobile, AL 36695 Property Records

Mobile County property record for 6405 Cherry Ridge Ct E, Mobile, AL 36695

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,578 sqft · built 1995
Owner	Individual Name on Record
Last Sale	$269,000 (Jan 2021)
Tax Bill	$2,160 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jan 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R023303084000001487`

Property Details

APN / Parcel Number

Primary APN	`R023303084000001487`
Alternative APNs	`33 03 08 4 000 001.487` `02608253` `2608253`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,578 sqft Living Area
1st Floor Area	1,665 sqft
Upper Floors Area	833 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Pool Area	640 sqft
Porch	Open Porch
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	2608253
Old Parcel Number	R023303084000001487
Street Address	6405 CHERRY RIDGE CT E
City	MOBILE
State	AL
Zip	36695-3201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 CHERRY RIDGE S/D MBK 66/117 #SEC 08 T5S R2W #MP33 03 08 4 000
Legal Range	02W
Legal Township	05S
Legal Section	08
Legal Subdivision	CHERRY RIDGE S/D
Legal Lot Number	27
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2006
Census Tract	3708

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6405 CHERRY RIDGE CT E, MOBILE, AL 36695-3201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Warranty Deed, Transfer · FHA Mortgage FIRST FEDERAL BANK FSB
Jan 27, 2021	Warranty Deed, Transfer ATTORNEY ONLY
Nov 16, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 2, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITY BK/MS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2021 · Amount on Record
Deed Sale	Jan 27, 2021 · Amount on Record
Prior Sale	Jan 27, 2021 · Amount on Record
Deed Document Number	2021005304
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jan 27, 2021
Property Address	6405 CHERRY RIDGE CT E, MOBILE, AL 36695-3201
Document Number	0000005304
Map Reference	MB 66 PG 117
Instrument Date	Jan 13, 2021
Instrument	2021005304
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 PENN CTR W # W200, 6, PITTSBURGH, PA 15276-0108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6405 CHERRY RIDGE CT E, MOBILE, AL 36695-3201

Mortgage

Document Number	0000005305
Date	Jan 27, 2021
Instrument	2021005305

Lender

Name	FIRST FEDERAL BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jan 27, 2021
Property Address	6405 CHERRY RIDGE CT E, MOBILE, AL 36695-3201
Document Number	0000005303
Instrument Date	Nov 10, 2020
Instrument	5303
Transaction Type	Transfer
Record Updated	Feb 26, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$269.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6405 CHERRY RIDGE CT E MOBILE AL 366953201, MOBILE, AL 36695-3201
Investor	Possibly a Property Investor

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Nov 16, 2018
Property Address	6405 CHERRY RIDGE CT E, MOBILE, AL 36695-3201
Document Number	0000064671
Map Reference	MB 66 PG 117
Instrument Date	Nov 14, 2018
Instrument	2018064671
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	STERLING LAND TITLE AGENCY I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6473 CANEBRAKE RD, 6473, MOBILE, AL 36695-3817

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6405 CHERRY RIDGE CT E, MOBILE, AL 36695-3201

Mortgage

Document Number	0000064672
Date	Nov 16, 2018
Instrument	2018064672

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	6405 CHERRY RIDGE CT E, MOBILE, AL 36695-3201
Document Number	0000049965
Instrument Date	Aug 2, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6405 CHERRY RIDGE CT E MOBILE AL 366953201, MOBILE, AL 36695-3201

Mortgage

Document Number	0000049965
Date	Aug 23, 2018
Book Page	007673/001772
Instrument	49965

Lender

Name	COMMUNITY BK/MS
Type	Bank
Address	FOREST, MS 39074

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,160.00 (+2.13%) Homeowner's exemption	$34,910 (+2.08%) Land $3,500 Building $31,410	$349,100 (+2.08%) Land $35,000 Building $314,100
2024	$2,115.00 (+39.6%) Homeowner's exemption	$34,200 (+38.24%) Land $3,500 Building $30,700	$342,000 (+38.24%) Land $35,000 Building $307,000
2023	$1,515.00 Homeowner's exemption	$24,740 Land $3,500 Building $21,240	$247,400 Land $35,000 Building $212,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1990–2017)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOBILE COUNTY WATER & FIRE PRO AUTHORITY serves 39,573 people · EPA ID AL0001002
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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