6405 Brookfield Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 6405 Brookfield Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,341 sqft · built 2019
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,835 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-01-101-057-000`

Property Details

APN / Parcel Number

Primary APN	`10-01-101-057-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,341 sqft Living Area
1st Floor Area	1,774 sqft
Basement Area	2,341 sqft
Unfinished Basement	2,341 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	33,977 sqft (0.78 acres)
Garage Area	1,155 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6405 BROOKFIELD DR
City	WATERLOO
State	IL
Zip	62298-2755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 57 VANDEBROOK ESTATES 2ND ADDN
Legal Range	10W
Legal Township	03S
Legal Section	01
Legal Subdivision	VANDEBROOK ESTATES
Legal Lot Number	57
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	4
Census Block	4019
Census Tract	600501

Owner

6405 Brookfield Dr is owned and occupied by two individuals.

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6405 BROOKFIELD DR, WATERLOO, IL 62298-2755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK
Jun 11, 2019	Deed of Trust, Mortgage · Line of Credit STATE BK/WATERLOO
Nov 30, 2017	Trustee's Deed, Construction Loan · Construction Mortgage STATE BK/WATERLOO
Aug 24, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6405 BROOKFIELD DR, WATERLOO, IL 62298-2755
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000416202
Date	Apr 6, 2021
Instrument	416202

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6405 BROOKFIELD DR, WATERLOO, IL 62298-2755
Document Number	0000402023
Instrument Date	Jun 11, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6405 BROOKFIELD DR WATERLOO IL 622982755, WATERLOO, IL 62298-2755

Mortgage

Document Number	0000402023
Date	Jun 18, 2019
Instrument	402023

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.09%

November 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONROE IL
Recording Date	Nov 30, 2017
Property Address	6405 BROOKFIELD DR, WATERLOO, IL 62298-2755
Instrument Date	Nov 17, 2017
Instrument	393193
Transaction Type	Construction Loan
Record Updated	Dec 8, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4700 FISCHER RD FULTS IL 622441030, FULTS, IL 62244-1030

Mortgage

Document Number	0000393193
Date	Nov 30, 2017
Instrument	393193

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 29, 2018

Interest

Rate	3.08%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Aug 24, 2017
Property Address	6405 BROOKFIELD DR, WATERLOO, IL 62298-2755
Document Number	0000391588
Instrument Date	Aug 24, 2017
Instrument	391588
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$85.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4700 FISCHER RD FULTS IL 622441030, FULTS, IL 62244-1030

Tax Assessment & Valuation

The 2025 property tax bill for 6405 Brookfield Dr was $7,835, down 2.5% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,835.00 (-2.45%) Homeowner's exemption	$134,170 Land $17,440 Building $116,730	$402,510 Land $52,320 Building $350,190
2024	$8,032.00
2022	Additional exemption filed	$120,950 Land $17,550 Building $103,400	$362,850 Land $52,650 Building $310,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6405 Brookfield Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6405 Brookfield Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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