6405 Apple Rd, Sebring, FL 33875 Property Records

Highlands County property record for 6405 Apple Rd, Sebring, FL 33875 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,599 sqft · built 2000
Lot Size	2 acres (87,100 sqft)
Owner	2 Individual Names on File
Last Sale	$169,000 (May 2003)
Tax Bill	$449 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit May 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C-24-35-28-030-0070-0320`

Property Details

APN / Parcel Number

Primary APN	`C-24-35-28-030-0070-0320`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,599 sqft Living Area
Gross Area	2,918 sqft
1st Floor Area	2,599 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2008
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	87,100 sqft (2 acres)
Lot Dimensions	654 ft deep x 260 ft wide
Garage Type	Carport
Garage Area	546 sqft
Carport	Carport
Carport Area	546 sqft
Driveway	Asphalt Driveway
Driveway Area	1,300 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	450 sqft
Porch	Screened Porch
Porch Area	421 sqft
Deck Area	36 sqft
Patio Area	565 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6405 APPLE RD
City	SEBRING
State	FL
Zip	33875-6166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORANGE BLOSSOM EST UNIT 3 PB 6 PG 43 LOTS 32 + 33 BLK 7
Legal Range	28E
Legal Township	35S
Legal Section	24
Legal Subdivision	ORANGE BLOSSOM EST
Legal Block	7
Legal Lot Number	32,33
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4086
Census Tract	961301

Owner

Source: Highlands County records · APN C-24-35-28-030-0070-0320

Assessment roll updated December 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6405 APPLE RD, SEBRING, FL 33875-6166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 03, 2026	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CREDIT UNION
May 25, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDFLORIDA CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 01, 2003 · Amount on Record
Deed Sale	May 01, 2003 · Amount on Record
Deed Document Number	20031190225
Deed Book / Page	1671 / 1081
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 03, 2026
Property Address	6405 APPLE RD, SEBRING, FL 33875-6166
Document Number	0002324248
Book / Page	3209 / 203
Instrument Date	Jul 23, 2026
Instrument	20262324248
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002324248,
Date	Aug 03, 2026
Book Page	3209/203
Instrument	20262324248

Lender

Name	MIDFLORIDA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 15, 2031

Interest

Rate	6.49%
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	6405 APPLE RD, SEBRING, FL 33875-6166
Transaction Type	Mortgage
Record Updated	Jun 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002096267
Date	May 25, 2022
Book Page	2908/31
Instrument	2096267

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jun 15, 2027

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$449.00 (+1.58%) Veteran's exemption	$226,522 (+5.99%)	$399,622 (-1.28%) Land $73,644 Building $325,978
2024	$442.00 (+9.41%)
2023	$404.00 (+4.66%) Disabled Person's exemption Veteran's exemption	$213,726 (+3%)	$404,821 (+18.24%) Land $45,526 Building $359,295
2022	$386.00 Disabled Person's exemption Veteran's exemption	$207,501	$342,369 Land $45,526 Building $296,843

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559613014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	About 1 in 526 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Rapid Systems	Fixed Wireless (licensed-by-rule)	50 / 10
Verizon	Fixed Wireless	25 / 6
Lumen Technologies	DSL	10 / 1
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Apple Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures