6404 Sprucepine Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6404 Sprucepine Ln, Saint Cloud, FL 34771 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2022
Square Footage2,476 sqft Living Area
Lot Size4,791 sqft (0.11 acres)
GarageAttached, 420 sqft
Last Sale$189,000 (2025)
Tax Bill$5,422.00 (2025)

Property Details

APN / Parcel Number

Primary APN14-26-31-4723-0001-1730
Alternative APN
  • 263114472300011730

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,476 sqft Living Area
Gross Area3,162 sqft Gross Area
1st Floor1,264 sqft 1st Floor
Stories2 Stories
Primary FlooringTile Flooring

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area4,791 sqft (0.11 acres)
Garage TypeAttached Garage
Garage Area420 sqft Garage
Porch Area180 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address6404 SPRUCEPINE LN
CitySAINT CLOUD
StateFL
Zip34771-8948
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPINE GLEN PB 31 PGS 28-34 LOT 173
Legal Range31E
Legal Township26S
Legal Section14
Legal SubdivisionPINE GLEN
Legal Lot Number173
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup1
Census Block1000
Census Tract43802

Owner

Source: Osceola County records · APN 14-26-31-4723-0001-1730

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1792 PARTIN TERRACE RD, KINDRED, FL 34744-6086
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2026Deed of Trust, Mortgage · Conventional Mortgage
NONE LISTED ON DOCUMENT
Dec 09, 2022Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 12, 2025 · Amount on Record
Deed SaleMay 12, 2025 · Amount on Record
Prior SaleDec 09, 2022 · Amount on Record
Deed Doc Number202559653
Deed Book / Page6786 / 533
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateJul 07, 2026
Property Address6404 SPRUCEPINE LN, SAINT CLOUD, FL 34771-8948
Document Number0000088989
Book / Page7000 / 910
Instrument DateJun 26, 2026
Instrument202688989
Transaction TypeMortgage
Record UpdatedJul 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship266
Address1792 PARTIN TERRACE RD, KINDRED, FL 34744-6086

Mortgage

Document Number0000088989,
DateJul 07, 2026
Book Page7000/910
Instrument202688989
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.53%
Max Rate-1%

December 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 09, 2022
Property Address6404 SPRUCEPINE LN, SAINT CLOUD, FL 34771-8948
Document Number0063270905
Book / Page6327 / 905
Map ReferenceMB 31 PG 29
Instrument DateNov 30, 2022
Instrument2022176751
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 22, 2024
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,061.10
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6675 WESTWOOD BLVD, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address6404 SPRUCEPINE LN, SAINT CLOUD, FL 34771-8948

Mortgage

Document Number0006327909
DateDec 09, 2022
Instrument6327/909
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,422.00 (-10.76%)$339,900 (-12.98%) Land $65,000 Building $274,900$339,900 (-12.98%) Land $65,000 Building $274,900
2023$6,076.00 (+770.49%)$390,600 (+681.2%) Land $70,000 Building $320,600$390,600 (+681.2%) Land $70,000 Building $320,600
2022$698.00$50,000 Land $50,000$50,000 Land $50,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 65% of the US · above 41% of Florida
Wildfire LikelihoodAbout 1 in 262 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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