Osceola County property record for 6404 Sprucepine Ln, Saint Cloud, FL 34771 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2022 |
| Square Footage | 2,476 sqft Living Area |
| Lot Size | 4,791 sqft (0.11 acres) |
| Garage | Attached, 420 sqft |
| Last Sale | $189,000 (2025) |
| Tax Bill | $5,422.00 (2025) |
| Primary APN | 14-26-31-4723-0001-1730 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,476 sqft Living Area |
| Gross Area | 3,162 sqft Gross Area |
| 1st Floor | 1,264 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,791 sqft (0.11 acres) |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Porch Area | 180 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 6404 SPRUCEPINE LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8948 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PINE GLEN PB 31 PGS 28-34 LOT 173 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | PINE GLEN |
| Legal Lot Number | 173 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 43802 |
Source: Osceola County records · APN 14-26-31-4723-0001-1730
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1792 PARTIN TERRACE RD, KINDRED, FL 34744-6086 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jul 07, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Dec 09, 2022 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LENNAR MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 12, 2025 · Amount on Record |
| Deed Sale | May 12, 2025 · Amount on Record |
| Prior Sale | Dec 09, 2022 · Amount on Record |
| Deed Doc Number | 202559653 |
| Deed Book / Page | 6786 / 533 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 07, 2026 |
| Property Address | 6404 SPRUCEPINE LN, SAINT CLOUD, FL 34771-8948 |
| Document Number | 0000088989 |
| Book / Page | 7000 / 910 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 202688989 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | 266 |
| Address | 1792 PARTIN TERRACE RD, KINDRED, FL 34744-6086 |
| Document Number | 0000088989, |
|---|---|
| Date | Jul 07, 2026 |
| Book Page | 7000/910 |
| Instrument | 202688989 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 09, 2022 |
| Property Address | 6404 SPRUCEPINE LN, SAINT CLOUD, FL 34771-8948 |
| Document Number | 0063270905 |
| Book / Page | 6327 / 905 |
| Map Reference | MB 31 PG 29 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 2022176751 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,061.10 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6675 WESTWOOD BLVD, ORLANDO, FL 32821-8061 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 6404 SPRUCEPINE LN, SAINT CLOUD, FL 34771-8948 |
| Document Number | 0006327909 |
|---|---|
| Date | Dec 09, 2022 |
| Instrument | 6327/909 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2052 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,422.00 (-10.76%) | $339,900 (-12.98%) Land $65,000 Building $274,900 | $339,900 (-12.98%) Land $65,000 Building $274,900 |
| 2023 | $6,076.00 (+770.49%) | $390,600 (+681.2%) Land $70,000 Building $320,600 | $390,600 (+681.2%) Land $70,000 Building $320,600 |
| 2022 | $698.00 | $50,000 Land $50,000 | $50,000 Land $50,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 65% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 262 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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