6404 Shadow Ridge Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 6404 Shadow Ridge Rd, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,990 sqft · built 2016
Lot Size	25.4 acres (1,106,860 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,551 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`048-020-057-000`

Property Details

APN / Parcel Number

Primary APN	`048-020-057-000`
Alternative APN	`0480205710`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,990 sqft Living Area
1st Floor Area	2,990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Manufactured
Lot Area	1,106,860 sqft
Garage Type	Attached
Garage Area	986 sqft
Parking Spaces	4 Parking Spaces
Patio Area	1,275 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6404 SHADOW RIDGE RD
City	PLACERVILLE
State	CA
Zip	95667-9598
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	SEC 33 11 11
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	3
Census Block	3031
Census Tract	31100

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6404 SHADOW RIDGE RD, PLACERVILLE, CA 95667-9598
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 27, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 19, 2021
Transfer Doc	0000037216
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Jun 2, 2021
Property Address	6404 SHADOW RIDGE RD, PLACERVILLE, CA 95667-9598
Document Number	0000037216
Instrument Date	May 19, 2021
Instrument	2021-0037216
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	STEWART TITLE, STEWART TITLE OF PLACER

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6404 SHADOW RIDGE RD, PLACERVILLE, CA 95667-9598

Mortgage

Document Number	0000037217
Date	Jun 2, 2021
Instrument	2021-0037217

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	6404 SHADOW RIDGE RD, PLACERVILLE, CA 95667-9598
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOUTHWEST FINANCIAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003865
Date	Jan 27, 2017
Instrument	2017-0003865

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 19, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Camino Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$829,168 (+2%) Land $296,488 Building $532,680
2025	$8,551.00 (+2.1%) Homeowner's exemption	$812,911 (+23.73%) Land $290,675 Building $522,236
2024	$8,375.00 (+2.11%)
2023	$8,202.00 (+28.1%) Homeowner's exemption	$657,000 Land $201,500 Building $455,500
2022	$6,403.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.5% of the US · above 87% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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