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6404 Robert St, Huntersville, NC 28078 Property Records

Mecklenburg County property record for 6404 Robert St, Huntersville, NC 28078

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,988 sqft · built 2012
Lot Size0.164 acres (7,144 sqft)
OwnerIndividual Name on File
Last Sale$248,000 (Oct 2012)
Tax Bill$3,646 (2023)
Deeds & MortgagesAug 2018 Mortgage
Aug 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN013-014-27

Property Details

APN / Parcel Number

Primary APN013-014-27

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,988 sqft Heated Area
Gross Area3,412 sqft
1st Floor Area1,344 sqft
Upper Floors Area1,644 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area7,144 sqft (0.164 acres)
Garage Area400 sqft
PorchPorch
Porch Area24 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel Number013-014-27
Street Address6404 ROBERT ST
CityHUNTERSVILLE
StateNC
Zip28078-5393
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL1 B F M11-283
Legal SubdivisionBILTMORE PARK
Legal BlockF
Legal Lot Number1
JurisdictionMECKLENBURG NC
Township / Civil Division11, LONG CREEK
Census Block Group2
Census Block2039
Census Tract6222

Owner

6404 Robert St is owned and occupied by an individual who bought it in October 2012.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Mailing Address6404 ROBERT ST, HUNTERSVILLE, NC 28078-5393
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2018Deed of Trust, Mortgage · FHA Mortgage
SECRETARY/HSNG & URBAN DEV
Aug 24, 2018Loan Modification, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2012 · Amount on File
Deed SaleOct 19, 2012 · Amount on File
Prior SaleFeb 25, 2009 · Amount on File
Deed Document Number0027751751
Deed Book / Page27751 / 751
Record UpdatedJun 7, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address6404 ROBERT ST, HUNTERSVILLE, NC 28078-5393
Document Number0000129301
Instrument DateAug 24, 2018
Transaction TypeMortgage
Record UpdatedDec 7, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address6404 ROBERT ST HUNTERSVILLE NC 280785393, HUNTERSVILLE, NC 28078-5393

Mortgage

Document Number0000129301
DateOct 12, 2018
Book Page033041/000697
Instrument129301
Lender
NameSECRETARY/HSNG & URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMECKLENBURG NC
Property Address6404 ROBERT ST, HUNTERSVILLE, NC 28078-5393
Document Number0000129300
Instrument DateAug 24, 2018
Transaction TypeMortgage
Record UpdatedJan 16, 2019
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address6404 ROBERT ST HUNTERSVILLE NC 280785393, HUNTERSVILLE, NC 28078-5393

Mortgage

Document Number0000129300
DateOct 12, 2018
Book Page033041/000690
Instrument129300
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 11, 2048
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityHuntersville Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 6404 Robert St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims9 (2019–2024)
Claims Outside the SFHA2 of 9
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6404 Robert St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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