6404 Lone Tree Ct, Gurnee, IL 60031 Property Records

Lake County property record for 6404 Lone Tree Ct, Gurnee, IL 60031

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,478 sqft · built 1990
Lot Size0.329 acres (14,344 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Oct 2013)
Tax Bill$12,552 (2024)
Deeds & MortgagesApr 2026 Mortgage
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-21-309-018

Property Details

APN / Parcel Number

Primary APN07-21-309-018

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths3 Half Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area2,478 sqft Living Area
Gross Area4,073 sqft
1st Floor Area1,355 sqft
2nd Floor Area1,123 sqft
Upper Floors Area1,123 sqft
Basement Area1,155 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area14,344 sqft (0.329 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area78 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address6404 LONE TREE CT
CityGURNEE
StateIL
Zip60031-2541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHRIDGE UNIT 4; LOT LOT 261
Legal SubdivisionSOUTHRIDGE UNIT 4
Legal Lot Number261
Legal Unit4
JurisdictionLAKE IL
Township / Civil DivisionWARREN
Census Block Group1
Census Block1058
Census Tract861603

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6404 LONE TREE CT, GURNEE, IL 60031-2541
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2026Quit Claim Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
ABBOTT LABORATORIES EMPLOYEES CU
Oct 16, 2017Deed of Trust, Mortgage · Conventional Mortgage
ABBOTT LABORATORIES EMP CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2013 · Amount on Record
Deed SaleOct 17, 2013 · Amount on Record
Prior SaleJul 21, 2010 · Amount on Record
Deed Document Number20137046782
Last Transfer DateApr 3, 2026
Transfer Doc0008163515
Record UpdatedOct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IL
Recording DateApr 16, 2026
Property Address6404 LONE TREE CT, GURNEE, IL 60031-2541
Document Number0008163515
Instrument DateApr 3, 2026
Instrument20268163515
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6404 LONE TREE CT, GURNEE, IL 60031-2541

Mortgage

Document Number0008163516,
DateApr 16, 2026
Instrument20268163516
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.35%
Initial TypeFixed Rate
Max Rate-1%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address6404 LONE TREE CT, GURNEE, IL 60031-2541
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007715941
DateNov 13, 2020
Instrument7715941
Lender
NameABBOTT LABORATORIES EMPLOYEES CU
TypeCredit Union
AddressGURNEE, IL 60031
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2035
Interest
Rate TypeFixed Rate

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address6404 LONE TREE CT, GURNEE, IL 60031-2541
Document Number0007437917
Instrument DateOct 16, 2017
Transaction TypeMortgage
Record UpdatedNov 6, 2017
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6404 LONE TREE CT GURNEE IL 600312541, GURNEE, IL 60031-2541

Mortgage

Document Number0007437917
DateOct 25, 2017
Instrument7437917
Lender
NameABBOTT LABORATORIES EMP CU
TypeCredit Union
AddressGURNEE, IL 60031
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 24, 2037
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWarren Township
MunicipalityGurnee Village
Secondary School DistrictWarren Township High School District 121 (09 - 12)
Elementary School DistrictWoodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$150,218 (+19.96%) Land $22,109 Building $128,109$450,699 (+19.96%) Land $66,334 Building $384,365
2024$12,552.00 (+4.65%)
2023$11,994.00 (+10.38%)$125,223 (+1.76%) Land $18,430 Building $106,793$375,707 (+1.76%) Land $55,296 Building $320,411
2022$10,866.00$123,055 Land $20,614 Building $102,441$369,202 Land $61,848 Building $307,354

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1979–2017)
Claims Outside the SFHA4 of 8
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGURNEE
serves 30,193 people · EPA ID IL0970350
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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