6404 Lake Ave, Elyria, OH 44035 Property Records

Lorain County property record for 6404 Lake Ave, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Lot Size2.22 acres (96,703 sqft)
OwnerIndividual Name on Record
Last Sale$249,900 (Jan 2021)
Tax Bill$1,378 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN06-23-006-000-022

Property Details

APN / Parcel Number

Primary APN06-23-006-000-022

Exterior

Lot Area96,703 sqft (2.22 acres)
View / LotResidual Land
Patio Area160 sqft
Canopy200 sqft

Location & Zoning

Street Address6404 LAKE AVE
CityELYRIA
StateOH
Zip44035-1109
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group1
Census Block1034
Census Tract70200

Owner

Source: Lorain County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6408 LAKE AVE, ELYRIA, OH 44035-1109
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2021 · Amount on Record
Deed SaleJan 4, 2021 · Amount on Record
Deed Document Number2021796592
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address6404 LAKE AVE, ELYRIA, OH 44035-1109
Transaction TypeMortgage
Record UpdatedMar 23, 2026
Title CompanyTHIRD CAPITAL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000083883
DateFeb 3, 2026
Instrument2026-0083883
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 2, 2046

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionElyria Township
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,378.00 (+1.1%) Homeowner's exemption$25,070 (+0.02%) Land $13,740 Building $11,330$71,610 (-) Land $39,250 Building $32,360
2024$1,363.00 (-23.6%)$25,064 (-10.42%) Land $13,738 Building $11,326$71,610 (-10.42%) Land $39,250 Building $32,360
2023$1,784.00 (+0.34%)$27,979 (%) Land $9,457 Building $18,522$79,940 (-) Land $27,020 Building $52,920
2022$1,778.00$27,980 Land $9,460 Building $18,520
2021$79,940 Land $27,020 Building $52,920

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMHERST CITY PWS
serves 11,797 people · EPA ID OH4700003
Water SourcePurchased surface water from several systems
Last State InspectionApr 2025
Also Mapped HereRURAL LORAIN CO. WATER A
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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