6404 Forest Ave, Elkridge, MD 21075 Property Records

Howard County property record for 6404 Forest Ave, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,276 sqft · built 1969
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Jan 2020)
Tax Bill	$5,386 (2026)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-181734`

Property Details

APN / Parcel Number

Primary APN	`01-181734`
Alternative APNs	`1181734` `181734`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,276 sqft Total Area
Basement Area	925 sqft
Finished Basement	925 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Split Foyer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.275 acres)
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	181734
Street Address	6404 FOREST AVE
City	ELKRIDGE
State	MD
Zip	21075-5813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	LOTS 751-754 12000 S 6404 FOREST AVE HARWOOD PARK
Legal Subdivision	HARWOOD
Legal Lot Number	751-754
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	1
Census Block	1010
Census Tract	601204

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6404 FOREST AVE, ELKRIDGE, MD 21075-5813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2020	Grant Deed, Transfer · Conventional with PMI NFM LNDG
Nov 26, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2020 · Amount on Record
Deed Sale	Jan 6, 2020 · Amount on Record
Deed Book / Page	19108 / 403
Record Updated	Oct 29, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Jan 6, 2020
Property Address	6404 FOREST AVE, ELKRIDGE, MD 21075-5813
Document Number	0191080403
Book / Page	019108 / 000403
Instrument Date	Dec 19, 2019
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	HOME FIRST TITLE GROUP LLC, HOME FIRST TITLE GRP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6404 FOREST AVE ELKRIDGE MD 210755813, ELKRIDGE, MD 21075-5813

Mortgage

Document Number	191080410
Date	Jan 6, 2020
Book Page	019108/000410

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

Mortgage

Document Number	191080425,
Date	Jan 6, 2020
Book Page	019108/000425

Lender

Name	MISCELLANEOUS GOVT AGCY

Agreement

Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6404 FOREST AVE, ELKRIDGE, MD 21075-5813
Document Number	0184810400
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 27, 2018
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6404 FOREST AVE ELKRIDGE MD 210755813, ELKRIDGE, MD 21075-5813

Mortgage

Document Number	0184810400
Date	Dec 12, 2018
Book Page	018481/000400

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,386.00 (-5.76%) Homeowner's exemption	$417,700 (+8.24%) Land $211,500 Building $206,200	$417,700 (-) Land $211,500 Building $206,200
2025	$5,715.00 (+65.75%) Homeowner's exemption	$385,900 (+19.73%)	$417,700 (+29.6%) Land $211,500 Building $206,200
2023		$322,300 Land $166,500 Building $155,800	$322,300 Land $166,500 Building $155,800
2022	$3,448.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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