6404 E Brainerd Rd, Chattanooga, TN 37421 Property Records

Hamilton County property record for 6404 E Brainerd Rd, Chattanooga, TN 37421

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details3,480 sqft · built 1955
Lot Size0.132 acres (5,791 sqft)
Owner2 Company Names on File
Last Sale$235,000 (Jan 2021)
Tax Bill$953 (2025)
Deeds & MortgagesJul 2024 Transfer
Jan 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN158H M 011

Property Details

APN / Parcel Number

Primary APN158H M 011
Alternative APN
  • 0000100301

Interior

Stories1 Story
Building Area3,480 sqft Total Area

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1979
Exterior MaterialBrick Veneer
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeWood Truss
Roof MaterialBuilt-Up Asphalt
Lot Area5,791 sqft (0.132 acres)
Lot Dimensions165 ft deep x 44 ft wide

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number0000100301
Street Address6404 E BRAINERD RD
CityCHATTANOOGA
StateTN
Zip37421-3940
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeC2
Legal DescriptionLT 2 HOLDERS RESUB LT 7 BLK 15 BRAINERD HILLS SUB PB30 PG217
Legal SubdivisionBRAINERD HILLS
Legal Block15
Legal Lot Number2
JurisdictionHAMILTON TN
Township / Civil Division8
Census Block Group2
Census Block2008
Census Tract3400

Owner

Source: Hamilton County assessment roll, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address2137 PETERSON DR, CHATTANOOGA, TN 37421-2681
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jan 20, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
MILLENNIUM BANK
Jun 25, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 20, 2021 · Amount on Record
Deed SaleJan 20, 2021 · Amount on Record
Deed Document Number202179
Deed Book / Page12320 / 761
Last Transfer DateJul 12, 2024
Transfer Doc0000000181
Record UpdatedSep 20, 2026

July 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON TN
Recording DateJul 12, 2024
Property Address6404 E BRAINERD RD, CHATTANOOGA, TN 37421-3940
Document Number0000000181
Book / Page13648 / 158
Map ReferenceMB 30 PG 217
Instrument DateJul 12, 2024
Instrument2024071200181
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2137 PETERSON DR, CHATTANOOGA, TN 37421-2681

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJan 20, 2021
Property Address6404 E BRAINERD RD, CHATTANOOGA, TN 37421-3940
Document Number0000000079
Book / Page12320 / 761
Map ReferenceMB 30 PG 217
Instrument DateJan 15, 2021
Instrument2021012000079
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyFIRST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$869.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6404 E BRAINERD RD, CHATTANOOGA, TN 37421-3940

Mortgage

Document Number0012320764
DateJan 20, 2021
Instrument12320/764
Lender
NameMILLENNIUM BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term60 Months
DueJan 15, 2026

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateJun 25, 2018
Property Address6404 E BRAINERD RD, CHATTANOOGA, TN 37421-3940
Document Number0625000164
Book / Page011382 / 000400
Instrument DateJun 22, 2018
Instrument180625000164
Transaction TypeTransfer
Record UpdatedJul 6, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1025 TSATANUGA RD HIXSON TN 373432288, HIXSON, TN 37343-2288

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$953.00 (-5.92%)$62,920 (+38.83%)$157,300 (+38.83%) Land $74,400 Building $82,900
2024$1,013.00$45,320 (-)$113,300 (-) Land $24,800 Building $88,500
2023$1,013.00$45,320 (-)$113,300 (-) Land $24,800 Building $88,500
2022$1,013.00$45,320$113,300 Land $24,800 Building $88,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims13 (1979–2009)
Claims Outside the SFHA4 of 13
Most Recent ClaimSep 2009 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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